Legals for October, 2 2026
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq.108 1st Ave South, Suite 450 Seattle, WA 98104 Trustee Sale No.: WA-26-1052967-BF Title Order No.: 260244354-WA-MSI Reference Number of Deed of Trust: Instrument No. 1480526 Parcel Number(s): 100044000 Grantor(s) for Recording Purposes under RCW 65.04.015: HEATH SMITH, AN UNMARRIED PERSON Current Beneficiary of the Deed of Trust and Grantee (for Recording Purposes under RCW 65.04.015): PENNYMAC LOAN SERVICES, LLC Current Trustee of the Deed of Trust: QUALITY LOAN SERVICE CORPORATION Current Loan Mortgage Servicer of the Deed of Trust: PennyMac Loan Services, LLC I.NOTICE IS HEREBY GIVEN that QUALITY LOAN SERVICE CORPORATION, the undersigned Trustee, will on 11/6/2026, at 09:00 AM In the Main Lobby of the Grant County Police Justice County Building, located at 411 South Balsam Street (previously 401 South Balsam St), Moses Lake, WA 98837 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of GRANT, State of Washington, to-wit: LOT 18, HARWOOD ADDITION, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 6 OF PLATS, PAGE 50, RECORDS OF GRANT COUNTY, WASHINGTON. More commonly known as: 1412 W Fern Drive, Moses Lake, WA 98837 Subject to that certain Deed of Trust dated 11/21/2022, recorded 11/22/2022, under Instrument No. 1480526 and modified as per Modification Agreement recorded 7/29/2024 as Instrument No. 1501834 records of GRANT County, Washington, from HEATH SMITH, AN UNMARRIED PERSON, as grantor(s), to FRONTIER TITLE AND ESCROW CO, INC., as original trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS DESIGNATED NOMINEE FOR PRIMARY RESIDENTIAL MORTGAGE, INC., BENEFICIARY OF THE SECURITY INSTRUMENT, ITS SUCCESSORS AND ASSIGNS, as original beneficiary, the beneficial interest in which was subsequently assigned to PENNYMAC LOAN SERVICES, LLC, the Beneficiary, under an assignment recorded under Auditors File Number 1522946 II. No action commenced by the Beneficiary of the Deed of Trust as referenced in RCW 61.21.030(4) is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $25,576.51. IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $267,903.58, together with interest as provided in the Note from 10/1/2025 on, and such other costs, fees, and charges as are due under the Note, Deed of Trust, or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 11/6/2026. The defaults referred to in Paragraph III must be cured by 10/26/2026 (11 days before the sale date), or by other date as permitted in the Note or Deed of Trust, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/26/2026 (11 days before the sale), or by other date as permitted in the Note or Deed of Trust, the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 10/26/2026 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. The list of recipients of the Notice of Default is listed within the Notice of Foreclosure provided to the Borrower(s) and Grantor(s). These requirements were completed as of 5/19/2026. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You may be eligible for mediation. You have only until 90 calendar days BEFORE the date of sale listed in this Notice of Trustee Sale to be referred to mediation. If this is an amended Notice of Trustee Sale providing a 45-day notice of the sale, mediation must be requested no later than 25 calendar days BEFORE the date of sale listed in this amended Notice of Trustee Sale. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: https://www.homeownership-wa.org/ The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: https://answers.hud.gov/housingcounseling/s/?language=en_US The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: https://nwjustice.org/home Additional information provided by the Trustee: If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only. The Trustee’s Sale Number is WA-26-1052967-BF. Dated: 6/22/2026 QUALITY LOAN SERVICE CORPORATION, as Trustee By: Tianah Schrock, Assistant Secretary Trustee’s Address: QUALITY LOAN SERVICE CORPORATION 108 1 st Ave South, Suite 450, Seattle, WA 98104 For questions call toll-free: (866) 925-0241 Trustee Sale Number: WA-26-1052967-BF Sale Line: 800-280-2832 or Login to: http://www.qualityloan.com IDSPub #0315603 10/2/2026 10/23/2026 #10002/51528 Pub: October 2 & 23, 2026
SUPERIOR COURT OF WASHINGTON COUNTY OF GRANT A.J. GERARD, a single person, | Plaintiff, | No. 26-2-00873-13 v. | THE ESTATES OF DANIEL R. THOMAS and | DOROTHY THOMAS, husband and wife, ANN | SUMMONS SMITH, as her separate estate, IDA HORN, as her | separate estate, ALL HEIRS, DEVISEES AND | BENEFICIARIES OF DANIEL R. THOMAS AND | DOROTHY THOMAS, and ALSO ALL OTHER | PERSONS OR PARTIES UNKNOWN CLAIMING | ANY RIGHT, ESTATE, LIEN OR INTEREST IN | THE SUBJECT REAL ESTATE DESCRIBED IN | THE COMPLAINTHEREIN, | Defendants. |__________________________ The State of Washington to the said Defendants: THE ESTATES OF DANIEL R. THOMAS and DOROTHY THOMAS, husband and wife, ANN SMITH, as her separate estate, IDA HORN, as her separate estate, ALL HEIRS, DEVISEES AND BENEFICIARIES OF DANIEL R. THOMAS AND DOROTHY THOMAS, and ALSO ALL OTHER PERSONS OR PARTIES UNKNOWN CLAIMING ANY RIGHT, ESTATE, LIEN OR INTEREST IN THE SUBJECT REAL ESTATE DESCRIBED IN THE COMPLAINT HEREIN. You are hereby summoned to appear within sixty days after the date of the first publication of this summons, to wit, within sixty days after the 4th day of September, 2026, and defend the above entitled action in the above entitled court, and answer the complaint of the Plaintiff, A.J Gerard, and serve a copy of your answer upon the undersigned attorney for Plaintiff, A.J Gerard, at his office below stated; and in case of your failure so to do, judgment will be rendered against you according to the demand of the complaint, which has been filed with the clerk of said court. The object of this action is to quiet title to that certain 2001 Marlette Mobile Home, Decal (TPO) #: &192799, serial # (VIN): H019421ABC, commonly know as 19942 Ludolph Rd NE, Electric City, WA 99123, in favor of Plaintiff, as sole fee simple title owner, and terminate all interests of Defendants therein. Date of 1st publication: September 4, 2026. Dated this 27th day of August, 2026. Attorney for Plaintiff, A.J Gerard: Michael M. Wyman, WSBA #26335 WYMAN LAW 2830 W. Broadway Ave., Unit B. Moses Lake, WA 98837 voice: 509-765-4260 fax:509-765-4261 #10004/54706 Pub: September 4, 11, 18, 25, 2026 & October 2, 9, 2026
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON IN AND FOR THE COUNTY OF GRANT WILLIAM J. MAGEE, a single man, | | No. 26-2-01077-13 Plaintiff, | | SUMMONS BY PUBLICATION vs. | | JESUS Z. GONZALEZ and ROSA A. | GONZALEZ, husband and wife; | ALFREDO GONZALEZ, a single man; | and ALL UNKNOWN PERSONS | CLAIMING AN INTEREST IN THE | PROPERTY, | | Defendants. | THE STATE OF WASHINGTON TO THE SAID DEFENDANTS: JESUS Z. GONZALEZ and ROSA A. GONZALEZ, husband and wife; ALFREDO GONZALEZ, a single man ; and ALL UNKNOWN PERSONS CLAIMING AN INTEREST IN THE PROPERTY You are hereby summoned to appear within sixty (60) days after the date of the first publication of this summons, to wit, within sixty (60) days after the 4th day of September, 2026, and defend the above-entitled action in the above-entitled court, and answer the complaint of the Plaintiff, WILLIAM J. MAGEE, a single man, and serve a copy of your answer upon the undersigned attorneys for Plaintiff, WILLIAM J. MAGEE, a single man, at their office below stated; and in case of your failure so to do, judgment will be rendered against you according to the demand of the complaint, which has been filed with the clerk of said court. The object of Plaintiff’s action is to quiet title in and to Grant County Parcel Nos: 03-1054-000 and 60-7899-000, which is more particularly described as follows: LOT 31, MATTAWA ACRES NO.2, AS PER PLAT RECORDED IN VOLUME 12 OF PLATS, PAGES 3 AND 4, RECORDS OF GRANT COUNTY, WASHINGTON. INCLUDING A. 1969 DETROITEL12’ X 62’ MOBILE HOME, SERIAL NO. F1040038, LOCATED ON THE ABOVE-DESCRIBED REAL PROPERTY, TOGETHER WITH ALL ATTACHED FLOOR COVERINGS; WINDOW AND DOOR SCREENS; STORM WINDOWS AND DOORS; AWNINGS; AND, MECHANICAL, PLUMBING AND LIGHTING FIXTURES. DATED this __27TH_____ day of August, 2026. STW LAW, PLLC By: /s/Stephen W. Reagan______ Stephen W. Reagan, WSBA #41328 Attorney for Plaintiff #10004/54722 Pub: September 4, 11, 28, 25, 2026 & October 2, 9, 2026
SUPERIOR COURT OF WASHINGTON FOR GRANT COUNTY IN RE THE ESTATE OF: | Case No. 26-4-00185-13 ANDREW DAVID FERGUSON, | | PROBATE NOTICE TO Deceased. | CREDITORS | RCW 11.40.030 TO: CLERK OF THE COURT AND TO: ALL HEIRS, BENEFICIARIES, DEVISEES, LEGATEES, AND INTERESTED PARTIES AND THEIR ATTORNEYS NOTICE IS HEREBY GIVEN THAT: Kathleen Marie Ferguson has been appointed as personal representative of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the personal representative or the personal representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) Thirty days after the personal representative served or mailed the notice to the creditor as provided under RCW 11.40.020(1)(c); or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets. Date of First Publication: September 18, 2026 Dated this 14th day of September, 2026. RENICK LAW GROUP, PLLC By:/s Tara Renick, WSBA #64087 Attorney for Personal Representative, Kathleen Marie Ferguson Renick Law Group, PLLC 130 3rd Ave NW Ephrata, WA 98823 509-824-6292 [email protected] #10007/55522 Pub: September 18, 25, 2026 & October 2, 2026
SUPERIOR COURT OF WASHINGTON FOR GRANT COUNTY IN THE MATTER OF THE ESTATE OF | Case No. 26-4-00171-13 EVA SANTIAGO SANTOS, | | PROBATE NOTICE TO Deceased. | CREDITORS | RCW 11.40.030 TO: CLERK OF THE COURT AND TO: ALL HEIRS, BENEFICIARIES, DEVISEES, LEGATEES, AND INTERESTED PARTIES AND THEIR ATTORNEYS NOTICE IS HEREBY GIVEN THAT: Irene Ramirez-Santiago has been appointed as personal representative of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the personal representative or the personal representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) Thirty days after the personal representative served or mailed the notice to the creditor as provided under RCW 11.40.020(1)(c); or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets. Date of First Publication: September 18, 2026 Dated this 14th day of September, 2026. RENICK LAW GROUP, PLLC By:/s Tara Renick, WSBA #64087 Attorney for Personal Representative, Irene Ramirez-Santiago Renick Law Group, PLLC 130 3rd Ave NW Ephrata, WA 98823 509-824-6292 [email protected] #10008/55523 Pub: September 18, 25, 2026 & October 2, 2026
APN: 111389000 T.S. No. LO-54031-WA U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT NOTICE OF DEFAULT AND FORECLOSURE SALE. Recorded in accordance with 12 USCA 3764 (c) WHEREAS, on 5/10/1999, a certain Deed of Trust was executed by HERMAN D. LIEBRECHT and JOANNE L. LIEBRECHT, HUSBAND AND WIFE as trustor in favor of UNITY MORTGAGE CORP. as beneficiary, and FIRST AMERICAN TITLE INSURANCE as trustee, and was recorded on 12/2/1999, as Instrument No. 1058111, in Book XX, Page XX, in the Office of the County Recorder of Grant County, Washington; and WHEREAS, the Deed of Trust was insured by the United States Secretary of Housing and Urban Development (the Secretary) pursuant to the National Housing Act for the purpose of providing single family housing; and WHEREAS, the beneficial interest in the Deed of Trust is now owned by the Secretary, pursuant to an Assignment of Deed of Trust dated 9/4/2015, recorded on 9/28/2015, as instrument number 1353309, book XX, page XX, in the Office of the County Recorder, Grant County, Washington; and WHEREAS, a default has been made in the covenants and conditions of the Deed of Trust in that the payment due on 7/24/2026, was not made and remains wholly unpaid as of the date of this notice, and no payment has been made sufficient to restore the loan to currency; and WHEREAS, the entire amount delinquent as of 7/24/2026 is $144,587.14; and WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Deed of Trust to be immediately due and payable; NOW THEREFORE, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary’s designation of Law Offices of Jason C. Tatman as Foreclosure Commissioner, recorded on 10/19/2020 as instrument number 1435815, book XX, page XX notice is hereby given that on 10/16/2026 at 10:00 AM local time, all real and personal property at or used in connection with the following described property will be sold at public auction to the highest bidder: Legal Description: LOT 18, BLOCK 3, TROLSON ADDITION, MOSES LAKE, AS PER PLAT RECORDED IN VOLUME 3 OF PLATS, PAGE 53, RECORDS OF GRANT COUNTY, WASHINGTON. Commonly known as: 1020 W GEM A VE, MOSES LAKE, WA 98837 The sale will be held at the Police Justice County Building, 401 Balsam Street NKA 411 South Balsam Street, Moses Lake, WA. The Secretary of Housing and Urban Development will bid an estimate of$151,153.79. There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his prorata share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale. When making their bids, all bidders except the Secretary must submit a deposit totaling $15,115.38 [10% of the Secretary’s bid] in the form of a certified check or cashier’s check made out to the Secretary of HUD. Each oral bid need not be accompanied by a deposit. If the successful bid is oral, a deposit of $15,115.38 must be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier’s check. If the Secretary is the high bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveyancing fees, all real estate and other taxes that are due on or after the delivery of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them. The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be in the form of a certified or cashier’s check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due. If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the foreclosure commissioner after consultation with the HUD Field Office representative, will be liable to HUD for any costs incurred as a result of such failure. The commissioner may, at the direction of the HUD field office Representative, offer the Property to the second highest bidder for an amount equal to the highest price offered by that bidder. There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant the Act. Therefore, the Foreclosure commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein. HUD does not guarantee that the property will be vacant. The amount that must be paid if the Mortgage is to be reinstated prior to the scheduled sale is $151,153.79, as of 10/15/2026, plus all other amounts that would be due under the mortgage agreement if payments under the mortgage had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner’s attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissioner for recording documents, a commission for the Foreclosure Commissioner, and all other costs incurred in connection with the foreclosure prior to reinstatement. Tender of payment by certified or cashier’s check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below. NOTICE TO POTENTIAL BIDDERS: Please be advised that the trustee may require entity or trust bidders at this trustee’s sale to provide information, documentation and/or certification of the vesting instructions and the data required to be reported pursuant to FinCEN regulations effective for transfers of residential real property to covered transferees on or after March 1, 2026. The required information must be provided to the trustee before a trustee’s deed upon sale will be issued for covered transfers. Additional information regarding these regulations and the required transferee information and certifications can be found at https://www.federalregister.gov/documents/2024/08/29/2024-19198/anti-money-launderingregulations-for-residential-real-estate-transfers and https://www .fincen.gov/rre-faqs. Date: 9/10/2026 Law Offices of Jason C Tatman U.S. Dept. of HUD Foreclosure Commissioner Rhonda Rorie, AVP [email protected] 9665 Chesapeake Dr., Ste. 365, San Diego, CA 92123 (858) 201-3590 Fax (858) 348-4976 (TS# LO-54031-WA SDI-38302) #10010/55613 Pub: September 18, 25, 2026 & October 2, 2026
NOTICE OF FILING OF 2027 PRELIMINARY BUDGET NOTICE OF PUBLIC HEARING CITY OF WARDEN The preliminary budget for the 2027 Fiscal Year has been filed with the City Clerk. Copies of the preliminary budget may be obtained from the Clerk’s Office at City Hall during normal business hours after November 20, 2026 The Mayor and Council of the City of Warden will hold a Public Hearing concerning the adoption of the Final budget for the 2027 Fiscal Year on November 10, 2026, shortly after 7PM. Warden Council Chamber, 201 S Ash St, Warden, WA #11004/56155 Pub: November 2 & 9, 2026
SUPERIOR COURT, STATE OF WASHINGTON, COUNTY OF GRANT HORIZON CREDIT UNION, | NO. 26-2-01015-13 Plaintiffs, | v. | SUMMONS BY PUBLICATION UNKNOWN HEIRS AND DEVISEES OF | LESLIE D. GARCIA; UNKNOWN HEIRS | AND DEVISEES OF PATRICIA MANNING; | AND ALL OTHER PERSONS OR PARTIES | UNKNOWN CLAIMING ANY RIGHT, | TITLE, ESTATE, LIEN OR INTEREST IN | THE REAL PROPERTY DESCRIBED AS: | 3256 ARROW ST NE, MOSES LAKE, WA | 98837, | Defendant(s). | The State of Washington to the said UNKNOWN HEIRS AND DEVISEES OF LESLIE D. GARCIA; UNKNOWN HEIRS AND DEVISEES OF PATRICIA MANNING; AND ALLOTHER PERSONS OR PARTIES UNKNOWN CLAIMING ANY RIGHT, TITLE, ESTATE, LIEN OR INTEREST IN THE REALPROPERTY DESCRIBED AS: 3256 ARROW ST NE, MOSES LAKE,WA 98837: You are hereby summoned to appear within sixty days after the date of the first publication of this summons, to wit, within sixty days after the 2nd day of October, 2026, and defend the above entitled action in the above entitled court, and answer the complaint of the plaintiff Horizon Credit Union, and serve a copy of your answer upon the undersigned attorneys’ for plaintiff Horizon Credit Union, at their office below stated; and in case of your failure so to do, judgment will be rendered against you according to the demand of the complaint, which has been filed with the clerk of said court. This is an action to recover on a credit card balance and for defendants failure to pay. Dated this 23rd day of September, 2026. PNW LEGAL GROUP, PLLC. /s/ Benjamin D. Phillabaum BENJAMIN D. PHILLABAUM, WSBA# 48089 Attorneys for Plaintiff #11005/56179 Pub: October 2, 9, 16, 23, 30, 2026 & November 6, 2026