NOTICE OF TRUSTEE'S SALE

THE SOUTH 104.35 FEET OF THE EAST 140.00 FEET OF THE NORTHEAST QUARTER OF THE SOUTHWEST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 22, TOWNSHIP 9 NORTH, RANGE 29 EAST, W.M., RECORDS OF FRANKLIN COUNTY, WASHINGTON, EXCEPT COUNTY ROAD. Commonly known as: 1704 NORTH ROAD 56 PASCO, WA 99301-2339

"THIS NOTICE IS THE FINAL STEP BEFORE

THE FORECLOSURE SALE OF YOUR HOME.

You have only 20 DAYS from the recording date of this notice to pursue mediation.

DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.

SEEKING ASSISTANCE - Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and

opportunities to keep your house, you may contact the following:

The statewide foreclosure hotline for assistance and referral to housing counselors

recommended by the Housing Finance Commission:

Telephone: 1-877-894HOME (1-877-894-4663)

Web site: http://www.dfi.wa.gov/consumers/homeownership/

The United States Department of Housing and Urban Development:

Telephone: 1-800-569-4287

Web site: http://portal.hud.gov/hudportal/HUD

The statewide civil legal aid hotline for assistance and referrals

to other housing counselors and attorneys

Telephone: 1-800-606-4819 Web site: http://www.ocla.wa.gov/

I. NOTICE IS HEREBY GIVEN that the undersigned Trustee, BENJAMIN D. PETIPRIN will on 4/1/2016, at 10:00 AM at main entrance Franklin County Courthouse, 1016 N 4th, Pasco, WA sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Franklin, State of Washington, to-wit:

THE SOUTH 104.35 FEET OF THE EAST 140.00 FEET OF THE NORTHEAST QUARTER OF THE SOUTHWEST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 22, TOWNSHIP 9 NORTH, RANGE 29 EAST, W.M., RECORDS OF FRANKLIN COUNTY, WASHINGTON, EXCEPT COUNTY ROAD.

Commonly known as: 1704 NORTH ROAD 56

PASCO, WA 99301-2339

which is subject to that certain Deed of Trust dated 7/8/2005, recorded 7/12/2005, under Auditor's File No. 1666170, records of Franklin County, Washington, from JEFF A WILCOX, A SINGLE MAN, as Grantor(s), to BENTON FRANKLIN TITLE COMPANY, as Trustee, to secure an obligation in favor of AMERICA'S WHOLESALE LENDER as Lender, . Deutsche Bank National Trust Company, as Trustee for Morgan Stanley Home Equity Loan Trust 2006-1, Mortgage Pass-Through Certificates, Series 2006-1 is the holder of the Promissory Note and current Beneficiary of the Deed of Trust.

II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor's default on the obligation secured by the Deed of Trust.

III. The default(s) for which this foreclosure is made is/are as follows:

Failure to pay when due the following amounts which are now in arrears:

PAYMENT INFORMATION

FROM THRU NO.PMT AMOUNT TOTAL

10/1/2008 07/01/2010 22 $1,035.33 $22,777.26

8/1/2010 11/19/2015 64 $1,163.59 $74,469.76

LATE CHARGE INFORMATION

NO. LATE CHARGES TOTAL

$0.00

PROMISSORY NOTE INFORMATION

Note Dated: 7/8/2005

Note Amount: $123,000.00

Interest Paid To: 9/1/2008

Next Due Date: 10/1/2008

IV. The sum owing on the obligation secured by the Deed of Trust is: Principal $121,006.34, together with interest as provided in the note or other instrument secured from the 10/1/2008, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute.

V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on 4/1/2016. The default(s) referred to in Paragraph III must be cured by 3/21/2016, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 3/21/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 3/21/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.

VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses:

NAME ADDRESS

CURRENT OCCUPANT 1704 NORTH ROAD 56

PASCO, WA 99301-2339

JEFF A WILCOX 1704 NORTH ROAD 56

PASCO, WA 99301-2339

JEFF A WILCOX 1704 ROAD 56

PASCO, WA 99301

by both first class and certified mail on 9/24/2015, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof

Jeff Wilcox

of such service or posting.

VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.

VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.

IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale.

X. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060.

DATED: 11-20-15

_____________________________________

Benjamin D.Petiprin, Esq., c/o Law Offices of Les Zieve as Trustee

Address for service:

Law Offices of Les Zieve

1100 Dexter Avenue North, Suite 100

Seattle, WA 98109

Phone No: (206) 866-5345

Beneficiary / Servicer Phone: (800)315-4757

(Published March 3 and March 24, 2016, in the Franklin County Graphic.)