NOTICE OF TRUSTEE'S SALE
103 North Ellice, Mattawa, WA 99349
Pursuant to the Revised Code of Washington
Chapter 61.24, et seq.
1. NOTICE IS HEREBY GIVEN that the undersigned Trustee will on the 16th day of October 2015, at the hour of 9:30 a.m., at the main entrance of the Grant County Superior County Courthouse, 35 C Street NW, Ephrata, WA, in the City of Ephrata, Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Grant, State of Washington, to wit:
Parcel 1:
Lot 29, Block 2, Kisler's First Addition to Mattawa, according to the plat thereof recorded in Volume 7 of Plats, page 38, records of Grant County, Washington.
Parcel 2:
Lot 29, Block 6, Kisler's First Addition to Mattawa, according to the plat thereof recorded in Volume 7 of Plats, page 38, records of Grant County, Washington. Except the East 50.5 feet.
Parcel 3:
The East 50.5 feet of Lot 29, Block 6, Kisler's First Addition to Mattawa, according to the plat thereof recorded in Volume 7 of Plats, page 38, records of Grant County, Washington.
(commonly known as: 103 North Ellice, Mattawa, WA 99349) which is subject to that certain Deed of Trust dated 6 September 2011, recorded on 20 September 2011, under Grant County Auditor's No. 1291021, records of Grant County, Washington, from Beverly B. Chavers and Gary W. Chavers, Trustees of the Beverly B. Chavers and Gary W. Chavers Revocable Trust dated 5/1/1997, as Grantors, to Security Title Guaranty, as Trustee, to secure an obligation in favor of HomeStreet Bank, as successor in interest to Yakima National Bank pursuant to that merger effective November 1, 2013, as Beneficiary. Ordal Trustee Services, Inc. was appointed Successor Trustee under an Appointment of Successor Trustee, recorded on 2 June 2015 2015 under Grant County Auditor No. 1348417.
2. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust.
3. The defaults under the Deed of Trust for which this foreclosure is made are the failure to comply with certain requirements contained therein, among which are the following:
a. Maintain the Property in a tenantable condition and promptly perform all repairs, replacements, and maintenance necessary to preserve its value;
b. Not cause, conduct or permit any nuisance nor commit, permit, or suffer any stripping of or waste on or to the Property or any proper of the Property;
c. Promptly comply and promptly cause compliance by all agents, tenants, or other persons or entities of every nature whatsoever who rent, lease or otherwise use or occupy the Property in any manner, with all laws, ordinances, and regulations;
d. Promptly notify Beneficiary in writing of all existing and all threatened litigation, claims, investigations or similar actions affecting Borrower which could materially affect the financial condition of Borrower;
e. Comply with all laws, ordinances, and regulations applicable to the conduct of Borrower's properties; and
f. Not transfer, sell or otherwise grant security interests in any of Borrower's assets.
If you do not cure the defaults, in order to stop the foreclosure sale you must pay the following amounts:
Principal balance $849,708.61
Default interest @ 11% from 16 April 2015
To 29 June 2015 $19,205.74
Less payments received ($6,813.74)
Appraisal (estimate) $4,500.00
TOTAL: $866,600.61
4. The sum currently owing on the obligation secured by the Deed of Trust is: principal of $849,708.61, together with interest as provided in the note or other instrument secured, from 16 April 2015, applicable late charges and advances, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute.
5. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on the 16th day of October 2015. The default referred to in Paragraph 3 must be cured by the time of the auction sale to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the time of the auction sale the default as set forth in Paragraph 3, together with any subsequent payments, late charges and advances, is cured, and the Trustee's fees and costs are paid. The sale may be terminated any time up to the time of the auction sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
6. A written Notice of Default was transmitted by the Trustee or Beneficiary to the Borrower and Grantor at the following addresses:
Beverly B. Chavers
7757 Sunnyside Ave. N.
Seattle, WA 98103
Gary W. Chavers
7757 Sunnyside Ave. N.
Seattle, WA 98103
Beverly B. Chavers and Gary W. Chavers
Revocable Trust dated 5/1/97
c/o Gary W. Chavers
7757 Sunnyside Ave. N.
Seattle, WA 98103
Beverly B. Chavers and Gary W. Chavers
Revocable Trust dated 5/1/97
c/o Beverly B. Chavers
7757 Sunnyside Ave. N.
Seattle, WA 98103
Beverly B. Chavers and Gary W. Chavers
Revocable Trust dated 5/1/97
7757 Sunnyside Ave. N.
Seattle, WA 98103
Occupants of the Property
103 North Ellice
Mattawa, WA 98349
Gary W. Chavers
103 North Ellice
Mattawa, WA 98349
Beverly B. Chavers
103 North Ellice
Mattawa, WA 98349
Beverly B. Chavers and Gary W. Chavers
Revocable Trust dated 5/1/97
103 North Ellice
Mattawa, WA 98349
by both first class and certified mail on the 22nd day of May 2015; and on the 28th day of May 2015 the Notice of Default was posted in a conspicuous place on the real property described in Paragraph 1, or the Borrower and Grantor were personally served with the Notice of Default. The Trustee has in the Trustee's possession proof of mailing and posting or personal service.
7. The Trustee whose name and address are set forth below will provide in writing, to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
8. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all interest in the above described property.
9. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. All inquiries regarding this foreclosure action must be directed to Robert E. Ordal, at the address/telephone number set forth below.
10. NOTICE TO OCCUPANTS OR TENANTS. The purchaser at the Trustee's sale is entitled
to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with sixty days' written notice in accordance with section 4 of this act.
ORDAL TRUSTEE SERVICES, INC.,
TRUSTEE
By _______________________________
Linda J. Dueñas, Secretary
Suite 1750, 1000 Second Avenue
Seattle, Washington 98104
(206) 624 5823
#10002/4655655/4655688
Pub.: September 16 & October 7, 2015