NOTICE OF TRUSTEE SALE

Abbreviated Legal: LOT 88, LARSON SUBDIVISION, VOL. 10, P. 71. Grant County, WA

File No.: 7236.26105 Grantors: Northwest Trustee Services, Inc. U.S. Bank National Association, as Trustee, in trust for the registered holders of Citigroup Mortgage Loan Trust, Asset-Backed Pass-Through Certificates, Series 2007-AHL3 Grantee: Theodore Ralph and Nicolle Ralph, husband and wife Ref to DOT Auditor File No.: 1208128 Tax Parcel ID No.: 31-0088-000 Abbreviated Legal: LOT 88, LARSON SUBDIVISION, VOL. 10, P. 71. Grant County, WA Notice of Trustee's Sale Pursuant to the Revised Code of Washington 61.24, et seq. I. On December 4, 2015, at 10:00 AM inside the main lobby of the Police Justice Building (Balsam Street Entrance) 411 South Balsam in the City of Moses Lake, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property "Property", situated in the County(ies) of GRANT, State of Washington: Lot 88, Larson Subdivision, according to the Plat thereof recorded in Volume 10 of Plats, Page 71, records of Grant County, Washington. Commonly known as: 405 Loring Drive Moses Lake, WA 98837 which is subject to that certain Deed of Trust dated 01/23/07, recorded on 01/29/07, under Auditor's File No. 1208128, records of GRANT County, Washington, from Theodore Ralph and Nicolle Ralph, husband and wife, as Grantor, to Grant County Title, as Trustee, to secure an obligation "Obligation" in favor of Mortgage Electronic Registration Systems, Inc. as nominee for Accredited Home Lenders, Inc., its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. to U.S. Bank National Association, as Trustee for the certificateholders Citigroup Mortgage Loan Trust, Asset-Backed Pass-Through Certificates, Series 2007-AHL3, under an Assignment/Successive Assignments recorded under Auditor's File No. 1291389. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property's full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor's or Borrower's default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or oother defaults: Amount due to reinstate as of 08/18/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount Monthly Payments $45,214.78 Late Charges $0.00 Lender's Fees & Costs $4,625.56 Total Arrearage $49,840.34 Trustee's Expenses (Itemization) Trustee's Fee $1,200.00 Title Report $586.98 Statutory Mailings $22.44 Recording Costs $14.00 Postings $80.00 Sale Costs $0.00 Total Costs $1,903.42 Total Amount Due: $51,743.76 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $94,086.69, together with interest as provided in the note or other instrument evidencing the Obligation from 10/01/11, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on December 4, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 11/23/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 11/23/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 11/23/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, aany Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Theodore Ralph aka Theodore K. Ralph 405 Loring Drive Moses Lake, WA 98837 Nicolle Ralph 405 Loring Drive Moses Lake, WA 98837 Theodore Ralph aka Theodore K. Ralph 4056 Ottmar Road Northeast Unit 7 Moses Lake, WA 98837-9224 Nicolle Ralph 4056 Ottmar Road Northeast Unit 7 Moses Lake, WA 98837-9224 by both first class and certified mail, return receipt requested on 04/16/15, proof of which is in the possession of the Trustee; and on 04/17/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee's fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee's rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. (TS# 7236.26105 Ralph, Theodore and Nicolle) 1002.279770-File No.

#11013/4736680

Pub.: November 2 & 23, 2015