NOTICE OF TRUSTEE SALE

Abbreviated Legal: LOT V-19, BLK 1, MORNINGSTAR VILLAS/ESTATES MAJOR PLAT, REC. IN VOL. 17 OF PLATS, PGS 38-39.

File No.: 7886.25889 Grantors: Northwest Trustee Services, Inc. PNC Bank, National Association, successor by merger to National City Mortgage, a division of National City Bank Grantee: Brandon Ovenell and Christina Ovenell, husband and wife Ref to DOT Auditor File No.: 1255361 Tax Parcel ID No.: 131689519 Abbreviated Legal: LOT V-19, BLK 1, MORNINGSTAR VILLAS/ESTATES MAJOR PLAT, REC. IN VOL. 17 OF PLATS, PGS 38-39. Notice of Trustee's Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear. I. On July 31, 2015, at 10:00 AM. inside the main lobby of the Police Justice Building (Balsam Street Entrance) 411 South Balsam in the City of Moses Lake, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property "Property", situated in the County(ies) of GRANT, State of Washington: Lot V-19, Block 1, Morningstar Villa/Estates Major Plat, according to the plat thereof recorded in Volume 17 of Plats, Pages 38 and 39, records of Grant County, Washington More Accurately Described As: Lot V-19, Block 1, Morningstar Villas/Estates major plat, according to the plat thereof recorded in Volume 17 of Plats, Pages 38 and 39, records of Grant County, Washington. Commonly known as: 1515 Leslie Road Ephrata, WA 98823 which ias subject to that certain Deed of Trust dated 05/19/09, recorded on 05/26/09, under Auditor's File No. 1255361, records of GRANT County, Washington, from Brandon Ovenell and Christina Ovenell, husband and wife, as Grantor, to Chicago Title Insurance Company, as Trustee, to secure an obligation "Obligation" in favor of National City Mortgage a division of National City Bank, as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property's full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor's or Borrower's default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 03/17/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $12,412.98 Late Charges $496.53 Lender's Fees & Costs $183.45 Total Arrearage $13,092.96 Trustee's Expenses (Itemization) Trustee's Fee $250.00 Total Costs $250.00 Total Amount Due: $13,342.96 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $218,338.49, together with interest as provided in the note or other instrument evidencing the Obligation from 06/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on July 31, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter ddue, must be cured by 07/20/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 07/20/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 07/20/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Brandon Ovenell 1515 Leslie Road Ephrata, WA 98823 Brandon Ovenell 211 Pacific Court Richmond, WA 99352 Christina Ovenell 1515 Leslie Road Ephrata, WA 98823 Christina Ovenell 211 Pacific Court Richmond, WA 99352 Brandon Ovenell 9154 Road P Northwest Quincy, WA 98848 Christina Ovenell 9154 Road P Northwest Quincy, WA 98848 by both first class and certified mail, return receipt requested on 01/23/15, proof of which is in the possession of the Trustee; and on 01/23/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee's fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee's rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Breanon Miller (425) 586-1900. (TS# 7886.25889) 1002.277287-File No.

#07008/4508442

Pub.: June 29 & July 20, 2015