NOTICE OF TRUSTEE SALE

Abbreviated Legal: PTN. OF LT 198, LARSON SUBD., VOL 10, PGS 71-80

File No.: 7025.21116 Grantors: Northwest Trustee Services, Inc. Guild Mortgage Company, a California Corporation Grantee: Matthew J. Laffranchi, a married man as his sole and separate property. Ref to DOT Auditor File No.: 1291431 Tax Parcel ID No.: 310198000 Abbreviated Legal: PTN. OF LT 198, LARSON SUBD., VOL 10, PGS 71-80 Notice of Trustee's Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear. I. On March 6, 2015, at 10:00 AM. inside the main lobby of the Police Justice Building (Balsam Street Entrance) 411 South Balsam in the City of Moses Lake, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property "Property", situated in the County(ies) of Grant, State of Washington: That portion of Lot 198, Larson Subdivision, according to the plat thereof recorded in Volume 10 of Plats, Pages 71 thru 80, records of Grant County, Washington, described as follows: Beginning at the Southwest corner of Lot 198, the True Point of Beginning; then North 28 degrees 48' 00" West, a distance of 123.70 feet (shown on the plat as 123.80 feet); thence along a curve to the right, concave to the Southeast having a radius of 750.00 feet an arc distance of 70.66 feet (the long chord of which bears North 66 degrees 06'29" East, a distance of 70.63 feet through a delta angle of 05 Degrees 23'52"); thence south 25 degrees 49'39" East, a distance of 59.69 feet along the driveway centerline; thence South 30 degrees 34'26" East, a distance of 22.32 feet along the carport bearing beam; thence South 30 degrees 10'20" East, a distance of 8.19 feet through the storage building common wall' thence South 09 degrees 43' 14" East, a distance of 55.72 feet; thence South 87 degrees 53'08" West, (shown as the plat as North 87 degrees 46'00" East)m a distance of 55.91 feet to the True Point of Beginning. Commonly known as: 225 Loring Drive Moses Lake, WA 98837 which is subject to that certain Deed of Trust dated 09/23/11, recorded on 09/30/11, under Auditor's File No. 11291431, records of Grant County, Washington, from Matthew J Laffranchi, a Married Man, as His Sole and Separate Property, as Grantor, to Fidelity National Title Company of Washington, a Washington Corporation, as Trustee, to secure an obligation "Obligation" in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Guild Mortgage Company, a California Corporation, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. as nominee for Guild Mortgage Company, a California Corporation, its successors and assigns to Guild Mortgage Company, a California Corporation, under an Assignment/Successive Assignments recorded under Auditor's File No. 1337903. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property's full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor's or Borrower's default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 10/24/2014 Monthly Payments $3,697.26 Lender's Fees & Costs $314.41 Total Arrearage $4,011.67 Trustee's Expenses (Itemization) Trustee's Fee $1,000.00 Title Report $586.98 Statutory Mailings $22.44 Recording Costs $28.00 Postings $80.00 Total Costs $1,717.42 Total Amount Due: $5,729.09 IV. The sum owing on the Obligation is: Principal Balance of $93,795.47, together with interest as provided in the note or other instrument evidencing the Obligation from 04/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on March 6, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 02/23/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 02/23/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 02/23/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Matthew J. Laffranchi 225 Loring Drive Moses Lake, WA 98837 Unknown Spouse and/or Domestic Partner Matthew J. Laffranchi 225 Loring Drive Moses Lake, WA 98837 Debra E. Laffranchi 225 Loring Drive Moses Lake, WA 98837 Unknown Spouse and/or Domestic Partner Debra E. Laffranchi 225 Loring Drive Moses Lake, WA 98837 by both first class and certified mail, return receipt requested on 09/23/14, proof of which is in the possession of the Trustee; and on 09/23/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee's fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee's rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 10/24/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. (TS# 7025.21116) 1002.273068-File No.

#02007/4238798

Pub.: February 2 & 23, 2015