NOTICE OF TRUSTEE SALE

Lot 21, block 7, lakeview terrace unit no. 1 addition, moses lake, as per plat recorded in volume 3 of plats, pages 35 and 35a, records of Grant county, Washington. Commonly known as: 823 S Fairbanks Drive Moses Lake Wa 98837

T.S. No 1382108-39 Parcel No. 10-0880-000 NOTICE OF TRUSTEE’S SALE I. NOTICE IS HEREBY GIVEN that the undersigned Trustee, Cal-Western Reconveyance LLC of Washington, will on June 13, 2014, at the hour of 10:00am, At the county courthouse, 35 c street nw in the city of Ephrata, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County(ies) of Grant, State of Washington to-wit: Lot 21, block 7, lakeview terrace unit no. 1 addition, moses lake, as per plat recorded in volume 3 of plats, pages 35 and 35a, records of Grant county, Washington. Commonly known as: 823 S Fairbanks Drive Moses Lake Wa 98837 which is subject to that certain Deed of Trust dated May 12, 2008, recorded May 16, 2008, under Auditor’s File No. 1236893, Book xx, Page xx, records of Grant County, Washington, from Betty K. Duncan, A Single Woman as Grantor, to Lenders First Choice as Trustee, to secure an obligation in favor of Liberty Reverse Mortgage, Inc. as Beneficiary, the beneficial interest in which was assigned to N/a II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $110,819.73; (together with any subsequent payments, late charges, advances, costs and fees thereafter due) IV. The sum owing on the obligation secured by the Deed of Trust is: Principal Balance of $94,821.24, together with interest as provided in the note or other instrument secured from May 08, 2012, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession or encumbrances on June 13, 2014. The default(s) referred to in paragraph III, must be cured by June 02, 2014 (11 days before the sale date), to cause a discontinuance of tthe sale. The sale will be discontinued and terminated if at any time on or before June 02, 2014 (11 days before the sale date), the default(s) as set forth in paragraph III is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after June 02, 2014 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: BETTY DUNCAN 823 S FAIRBANKS DR. MOSES LAKE WA 98837 BETTY DUNCAN 905 S PIONEER WAY APT 143 MOSES LAKE WA 98837-1791 BETTY K DUNCAN 823 S FAIRBANKS DRIVE MOSES LAKE WA 98837 BETTY K DUNCAN 905 S PIONEER WAY APT 143 MOSES LAKE WA 98837-1791 by both first class and certified mail on November 12, 2013 proof of which is in the possession of the Trustee; and on November 09, 2013 the written notice of default was posted in a conspicuous place on the real property described in the paragraph I above, and the Trustee has possession of proof of such posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060 THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation.

DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663. Website: www.homeownership.wa.gov The United States Department of Housing and Urban Development: Telephone: (800) 569-4287. Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (888) 201-1014. Website: http://nwjustice.org DATE: February 07, 2014 Cal-Western Reconveyance LLC of Washington Park Tower I Office Building 201 NE Park Plaza Dr. Suite 217 Vancouver, WA, 98684 (800) 546-1531 DLPP-436319 05/09/2014, 05/30/2014

#05016/3725185

Pub.: May 9 & 30, 2014