NOTICE OF TRUSTEE'S SALE
Lot 2 and the West half of Lot 3, Block 3, Warden Heights, according to the plat thereof recorded in Volume 3 of Plats, page 42, records of Grant County, Washington.
THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
I.
NOTICE IS HEREBY GIVEN that the undersigned Successor Trustee will, on the 29th day of August, 2014, at the hour of 10:00 a.m., at the main entrance of the Grant County Courthouse, located at Law & Justice Building, 35 C ST NW, Ephrata, state of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the county of Grant, state of Washington, to-wit (the “Property”):
Lot 2 and the West half of Lot 3, Block 3, Warden Heights County, according to the plat thereof recorded in Volume 3 of Plats, Page(s) 42, records of Grant County, Washington.
Also legally described as:
Lot 2 and the West half of Lot 3, Block 3, Warden Heights, according to the plat thereof recorded in Volume 3 of Plats, page 42, records of Grant County, Washington.
The Property is subject to that certain Deed of Trust dated August 14, 2009, recorded, August 19, 2009, under Auditor's File No. 1259569, records of Grant County, Washington, from Armando C. Gaytan, a married man, as Grantor, whose spouse is Olga G. Cortez, to Security Title Guaranty, as Trustee, to secure an obligation of the Grantor, in favor of Cashmere Valley Bank, as Beneficiary. The Trustee's interest in the Deed of Trust was changed to Ogden Murphy Wallace, P.L.L.C. pursuant to that Appointment of Successor Trustee recorded April 18, 2014, 2014 under Auditor's File No. 1331601, records of Grant County, Washington.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of Grantor's defaults on the obligation secured by the Deed of Trust.
III.
The default(s) for which this foreclosure is made is/are as follows:
Failure to pay when due the following amounts which are now in arrears:
Currently due Estimated Amount
to reinstate on that will be due
May 20, 2014 to reinstate on
August 18, 2014
(11 days before
date set for sale)
Missed monthly payments since
February, 2014: $3,524.76 $6,168.33
Late fees: 176.24 308.42
Escrow: 659.24 1,153.67
Attorneys' fees in the amount of (estimated): 1,000.00 1,500.00
Title Report for foreclosure: 701.35 701.35
Certified mailings (estimated): 25.00 50.00
Recording fees (estimated): 150.00 150.00
Process service (estimated): 50.00 75.00
Publication (estimated): 0.00 1,500.00
Copying (estimated): 15.00 25.00
Long distance phone charges (estimated): 0.00 0.00
TOTALS 6,301.59 11,631.77
IV.
The sum owing on the obligation secured by the Deed of Trust is: Principal $116,725.01, together with interest as provided in the Note secured from August 14, 2009, and such other costs and fees as are due under the Note, any renewal thereof, or other instrument secured, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on August 29, 2014. The default(s) referred to in Paragraph III, together with interest, costs and fees thereafter due, must be cured by August 18, 2014 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before August 18, 2014 (11 days before the sale date) the default(s) set forth in Paragraph III, together with any subsequent interest, costs and fees thereafter due, are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after August 18, 2014 (11 days before the sale date) and before the sale, by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor and his spouse at the following address(es):
Armando Gaytan C. Armando Gaytan C. Olga Cortez G.
PO Box 1054 217 W. 5th Ave. 217 W. 5th Ave.
Warden, WA 98857 Warden, WA 98857 Warden, WA 98857
by both first class and certified mail on April 17, 2014 (Notice of Default), proof of which is in the possession of the Successor Trustee, and Borrower and Grantor and his spouse were personally served on April 14, 2014, with said written notice of default or the written notice of default was posted in a conspicuous place on the Property and the Successor Trustee has possession of proof of such service or posting.
VII.
The Successor Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor, his spouse, and all those who hold by, through, or under the Grantor, of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's Sale.
DATED this 20th day of May, 2014.
SUCCESSOR TRUSTEE
OGDEN MURPHY WALLACE, P.L.L.C.
By: /s/
Brian A. Walker
#08003/3873117
Pub.: July 25 & August 15, 2014