NOTICE OF TRUSTEE'S SALE

Abbreviated Legal: LOT 9, BLOCK 2, DESERT ESTATES #2, FRANKLIN CO., WA

No.: 1652835 Tax Parcel ID No.: 115420223 Phase 2 Vol. D Pg. 246 Notice of Trustee's 61.24, et seq. THIS NOTICE IS THE FINAL YOUR HOME You have only 20 DAYS DO NOT DELAY. CONTACT A HOUSING IN WASHINGTON NOW to assess your situation and it may help you save your home. See Housing counselors and legal assistance would like assistance in determining your may contact the following: The statewide housing counselors recommended by the 1-877-894-HOME (1-877-894-4663). Web post_purchase_counselors_foreclosure.and Urban Development Telephone: Toll-gov/offices/hsg/sfh/hcc/fc/index.cfm?The statewide civil legal aid hotline for and attorneys Telephone: Toll-free: 1-800-clear. I. On June 21, 2013, at 10:00 a.m. side of the Franklin County Courthouse, of Washington, the undersigned Trustee will sell at public auction to the highest described real property "Property", situated Lot 15, Mediterranean Villas Phase "D" of Plats, Page 246, records of Franklin Vincenzo Drive Pasco, WA 99301 which is recorded on 10/26/04, under Auditor's from Sritharan K. Naidu, a single as Trustee, to secure an obligation Systems, Inc. solely as nominee for interest in which was assigned by nominee for Sebring Capital Partners, Limited Bank National Association, as Trustee Pass-Through Certificates, Series 2005-recorded under Auditor's File No. 1777586. Legal Description are provided solely to to supplement, amend or supersede herein. II. No action commenced by the seek satisfaction of the Obligation in any on the Obligation secured by the Deed of of Trust for failure to pay the following amounts due to reinstate by 02/13/2013 Monthly Lender's Fees & Costs $1,119.04 Total Arrearage Trustee's Fee $607.50 Statutory Mailings Total Costs $711.50 Total Amount Due: sum owing on the Obligation is: Principal provided in the note or other instrument other costs and fees as are due under the Property will be sold to satisfy the expense The sale will be made without representation possession, encumbrances or condition to in paragraph III, together with costs and fees thereafter due, must be cause a discontinuance of the sale. The time before 06/10/13 (11 days before the III, together with any subsequent payments, due, is/are cured and the Trustee's fees time after 06/10/13 (11 days before the Grantor, any Guarantor or the holder of entire balance of principal and interest advances, if any made pursuant to the curing all other defaults. VI. A written notice Trustee to the Borrower and Grantor Sritharan K. Naidu 9705 Vincenzo Drive Loop Richland, WA 99352 Unknown Spouse 9705 Vincenzo Drive Pasco, WA 99301 K. Naidu 1250 Monrean Loop Richland, mail, return receipt requested on 01/11/and on 01/11/13 Grantor and Borrower of default or the written notice of default property described in paragraph I above, service or posting. VII. The Trustee, whose in writing to anyone requesting it a statement prior to the sale. VIII. The effect of the hold by, through or under the Grantor of any objection to the sale on any grounds heard as to those objections if they bring 61.24.130. Failure to bring such a lawsuit invalidating the Trustee's sale. X. NOTICE the Trustee's Sale is entitled to possession as against the Grantor under the Deed junior to the Deed of Trust, including occupants the sale the purchaser has the right proceedings under Chapter 59.12 shall provide a tenant with written notice rules of auction may be accessed at www.reference. You may also access sale status Foreclosure.com. EFFECTIVE: 02/13/2013 Signature P.O. BOX 997 Bellevue, WA (TS# 7777.15306) 1002.189377-File No.

File No.: 7023.104171 Grantors: Northwest Trustee Services, Inc. Wells Fargo Bank, N.A. Grantee: Juan Manuel J. Garza and Olivia Garza, husband and wife Ref to DOT Auditor File No.: 1693252 Tax Parcel ID No.: 117170301 Abbreviated Legal: LOT 9, BLOCK 2, DESERT ESTATES #2, FRANKLIN CO., WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear. I. On June 21, 2013, at 10:00 a.m. On the steps outside the main entrance on the East side of the Franklin County Courthouse, 1016 North 4th Avenue in the City of Pasco, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Franklin, State of Washington: Lot 9, Block 2, Desert Estates Two, according to the Plat thereof recorded in Volume D of Plats, Page 197, Records of Franklin County, Washington. Commonly known as: 3611 Mesquite Drive Pasco, WA 99301 which is subject to that certain Deed of Trust dated 11/16/06, recorded on 11/22/06, under Auditor’s File No. 1693252, records of Franklin County, Washington, from Juan Manuel J. Garza, and Olivia Garza, husband and wife, as Grantor, to Frontier Title & Escrow Company, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for M&T Mortgage Corporation, its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. as nominee for M&T Mortgage Corporation, its successors and assigns to Wells Fargo Bank, N.A., under an Assignment/Successive Assignments recorded under Auditor’s File No. 1774252. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate by 2/6/2013 Monthly Payments $43,606.14 Late Charges $1,553.04 Lender’s Fees & Costs ($272.68) Total Arrearage $44,886.50 Trustee’s Expenses (Itemization) Trustee’s Fee $875.00 Title Report $884.00 Statutory Mailings $0.00 Recording Costs $14.00 Postings $70.00 Sale Costs $0.00 Total Costs $1,843.00 Total Amount Due: $46,729.50 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $263,365.29, together with interest as provided in the note or other instrument evidencing the Obligation from 07/01/11, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on June 21, 2013. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 06/10/13 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 06/10/13 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 06/10/13 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Olivia Garza 3611 Mesquite Drive Pasco, WA 99301 Juan Manuel J. Garza aka Juan Manuel Garza Sr. 3611 Mesquite Drive Pasco, WA 99301 by both first class and certified mail, return receipt requested on 12/26/12, proof of which is in the possession of the Trustee; and on 12/26/12 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 2/6/2013 Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Vonnie McElligott (425) 586-1900. (TS# 7023.104171) 1002.237891-File No. (5-23 & 6-13, 2013)