NOTICE OF TRUSTEE SALE

Abbreviated Legal: A Portion of Farm Unit 209 Block 89 Grant Cty WA

File No.: 7023.79058 Grantors: Northwest Trustee Services, Inc. Wells Fargo Bank, N.A. Grantee: Joel Ketola, whose wife is Denise Ketola, as his separate estate Ref to DOT Auditor File No.: 1197848 and Loan Modification recorded May 1, 2009 under Auditor's File No. 1254291 Tax Parcel ID No.: 21-1356-001 Abbreviated Legal: A Portion of Farm Unit 209 Block 89 Grant Cty WA Notice of Trustee's Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear. I. On April 5, 2013, at 10:00 a.m. inside the main lobby of the Police Justice Building (Balsam Street Entrance) 411 South Balsam in the City of Moses Lake, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property "Property", situated in the County(ies) of Grant, State of Washington: That portion of Farm Unit 209, Fourth Revision of Irrigation Block 89, Columbia Basin Project in the Northeast quarter of Section 34, Township 20 North, Range 26, E.W.M., Grant County, Washington, lying East of the following described line: Beginning at a U.S.B.R. Brass Cap Monument marking the North quarter corner of said Section, said point bears South 89 degrees 34'00" West, 2651.94 feet from a U.S.B.R. Brass Cap Monument marking the Northeast corner of said Section; thence North 89 degrees 34'00" East, following the North boundary of said Section and said Farm Unit, 429.33 feet to the True Point of Beginning of said line; thence at a right angle to said line, South 00 degrees 26'00" East, 30 feet to a 1/2 inch rebar with surveyor's cap; thence continuing South 00 degrees 26'00" East, 322.76 feet to a 1/2 inch rebar with Surveyor's Cap; thence continuing South 00 degrees 26'00" East, 183.27 feet to a 1/2 inch rebar with surveyor's cap; thence continuing South 00 degrees 26'00" East, 190.38 feet to a 1/2 inch rebar with surveyor's cap; thence continuing South 00 degrees 26'00" East, 87.06 feet to an intersection with the Southeasterly boundary of said Farm Unit, and the terminus of ssaid line. Commonly known as: 2391 Road 7 Northwest Ephrata, WA 98823 which is subject to that certain Deed of Trust dated 08/15/06, recorded on 08/16/06, under Auditor's File No. 1197848 and Loan Modification recorded May 1, 2009 under Auditor's File No. 1254291, records of Grant County, Washington, from Joel Ketola, a married person as his separate estate, as Grantor, to Fidelity Service Corporation, as Trustee, to secure an obligation "Obligation" in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Action Mortgage Company, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. to Wells Fargo Bank, N.A., under an Assignment/Successive Assignments recorded under Auditor's File No. 1224416. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property's full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor's or Borrower's default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate by 11/29/2012 Monthly Payments $64,689.09 Late Charges $2,254.23 Lender's Fees & Costs $1,689.98 Total Arrearage $68,633.30 Trustee's Expenses (Itemization) Trustee's Fee $540.00 Statutory Mailings $15.00 Recording Costs $14.00 Postings $70.00 Sale Costs $32.37 Total Costs $671.37 Total Amount Due: $69,304.67 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $222,186.33, together with interest as provided in the note or other instrument evidencing the Obligation from 02/01/10, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on April 5, 2013. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 03/25/13 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 03/25/13 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 03/25/13 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Joel Ketola 2391 Road 7 Northwest Ephrata, WA 98823 Denise Ketola 2391 Road 7 Northwest Ephrata, WA 98823 Unknown Spouse and/or Domestic Partner of Joel Ketola 2391 Road 7 Northwest Ephrata, WA 98823 by both first class and certified mail, return receipt requested on 10/23/12, proof of which is in the possession of the Trustee; and on 10/23/12 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee's fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee's rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 11/29/2012 Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Neang Avila (425) 586-1900. (TS# 7023.79058) 1002.173572-File No.

#03025/2924314

Pub.: March 4 & 25, 2013