NOTICE OF TRUSTEE'S SALE
Lot 155, Desert Aire No. 1, according to the plat thereof recorded in Volume 9 of Plats, page(s) 32 thru 38, records of Grant County, Washington
PURSUANT TO THE REVISED CODE OF WASHINGTON
CHAPTER 61.24 RCW
I
NOTICE IS HEREBY GIVEN that the undersigned Trustee will on June 21, 2013, at the hour of 11:00 a.m., at the Front Steps of the Grant County Courthouse, 35 C Street NW, Ephrata, Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following-described real property, situated in the County of Grant, State of Washington, to wit:
Lot 155, Desert Aire No. 1, according to the plat thereof recorded in Volume 9 of Plats, page(s) 32 thru 38, records of Grant County, Washington,
which is subject to that certain Deed of Trust dated June 7, 2007, recorded June 12, 2007, under Auditor's File No. 1216816, records of Grant County, Washington, from Wesley E. Carter and Apryl M. Carter, Husband and Wife, as Grantor, to Northwest Financial Corporation, a Washington corporation, as Trustee, to secure an obligation in favor of Banner Bank, as Beneficiary.
II
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust.
III
The default(s) for which this foreclosure is made is/are as follows:
Default other than failure to make monthly payments:
None that Beneficiary is aware of at this time.
Default Action Needed:
None.
Grantor's failure to pay the obligation secured by the Deed of Trust in full when it matured on July 1, 2012, as follows:
Principal balance: $43,955.00
Interest as of February 22, 2013: 2,467.59
Late Charges: 58.74
Negative Escrow Balance: 144.12
TOTAL DUE AS OF FEBRUARY 22, 2013: $46,625.45
IV
The sum owing on the obligation secured by the Deed of Trust is:
Principal $43,955.00, together with interest from May 1, 2012, as provided in the note or other instrument secured, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute.
V
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on June 21, 2013. The default(s) referred to in paragraph III must be cured by June 10, 2013 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before June 10, 2013 (11 days before the sale date), the default(s) as set forth in paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after June 10, 2013 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantors or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses:
Wesley E. Carter Apryl M. Carter
P.O. Box 45368 P.O. Box 45368
Tacoma, WA 98445 Tacoma, WA 98445
by both first-class and certified mail on January 11, 2013, proof of which is in the possession of the Trustee; and the Borrower and Grantor were provided with said written notice of default as the written notice of default was posted on January 18, 2013, in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale.
X
NOTICE TO OCCUPANTS OR TENANTS
The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale, the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060.
DATED: February 27, 2013.
/s/ Valerie A. Tomasi, Successor Trustee
Address: 121 SW Morrison Street, Suite 1850
Portland, OR 97204
Telephone: 503-228-6044
STATE OF OREGON )
) ss.
County of Multnomah )
On this day personally appeared before me Valerie A. Tomasi, to me known to be the individual described in and who executed the within and foregoing instrument, and acknowledged that she signed the same as her voluntary act and deed, for the uses and purposes therein mentioned.
GIVEN under my hand and official seal this 27th day of February, 2013.
/s/ Candace Duncan
Notary Public - State of Oregon
Address for Service of Process:
Valerie A. Tomasi
c/o Joseph T. Hunt
The Hunt Law Offices
Woodland Park Professional Building
407 1/2 N 45th Street
Seattle, WA 98103
#06081/3059504
Pub. May 17 & June 7, 2013