Notice of Trustee's Sale
Abbreviated Legal: Ptn Lot 5 all of Lot 6, Blk 2 Cherf Addition
PURSUANT TO THE REVISED CODE OF WASHINGTON
CHAPTER 61.24 RCW
Grantor: David V. Buchanan
Lisa L. Buchanan
Successor Trustee: Gregg R. Smith
Beneficiary: AmericanWest Bank
Abbreviated Legal: Ptn Lot 5 all of Lot 6, Blk 2 Cherf Addition
Full Legal on: Page 2
Assessor's Parcel No.: 130172000 and 130173000
Prior Document Reference No.: 1179793
TO:
David V. Buchanan Lisa L. Buchanan
10005 Orchard Avenue 10005 Orchard Avenue
Yakima, WA 98908 Yakima, WA 98908
David V. Buchanan Lisa L. Buchanan
440 6th Avenue Southeast 440 6th Avenue Southeast
Ephrata, WA 98823 Ephrata, WA 98823
Occupants
440 6th Avenue Southeast
Ephrata, WA 98823
I.
NOTICE IS HEREBY GIVEN that the undersigned Trustee will, on the 1st day of February, 2013, at the hour of 10:00 A.M., inside the front entrance of the Grant
County Courthouse, 35 "C" Street Northwest, City of Ephrata, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following-described real property, situated in the County of Spokane, State of Washington, to-wit:
LOT 6 AND THE WEST 64 FEET OF LOT 5, BLOCK 2, CHERF ADDITION TO EPHRATA, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 9 OF PLATS, PAGE 11, RECORDS OF GRANT COUNTY, WASHINGTON
(Assessor's Tax Parcel No. 130172000 and 130173000)
which is subject to that certain Deed of Trust dated October 27, 2005, and recorded on November 2, 2005 Auditor's File No. 1179793 Grant, Washington, from David V. Buchanan and Lisa L. Buchanan, as Grantors, to UPF Incorporated, a Washington company, as Trustee, to secure an obligation in favor of AmericanWest Bank, as Beneficiary.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligations in any Court by reason of the Borrower's or Grantor's default on the obligations secured by the Deed of Trust.
III.
The defaults for which this foreclosure is made are as follows:
Failure to pay when due the following amounts, which are now in arrears:
DELINQUENT PRINCIPAL AND INTEREST ON MATURITY:
Monthly payments for January 2012 through October 2012 $2,558.11
LATE CHARGES:
Accrued Late Charges $105.00
TOTAL: $2,663.11
IV.
The sum owing on the obligation secured by the Deed of Trust is: Principal of $68,616.25, together with interest as provided in the Credit Agreement and Disclosure from the 15th day of January 2012, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession or encumbrances on the 1st day of February 2013. The defaults referenced in Paragraph III must be cured by the 21st day of January 2013 (11 days before the sale date), to cause a discontinuance of the sale. The sale
will be discontinued and terminated if at any time on or before the 21st day of January 2013 (11
days before the sale date), the defaults, as set forth in Paragraph III, are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after the 21st day of January
2013 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower, Grantor and Guarantors at the following addresses:
David V. Buchanan Lisa L. Buchanan
10005 Orchard Avenue 10005 Orchard Avenue
Yakima, WA 98908 Yakima, WA 98908
David V. Buchanan Lisa L. Buchanan
440 6th Avenue Southeast 440 6th Avenue Southeast
Ephrata, WA 98823 Ephrata, WA 98823
by both first class and certified mail on the 20th day of August, 2012, proof of which is in
the possession of the Trustee; and the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above on August 20, 2012 and the Trustee
has possession of proof of such posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor, and all those who hold by, through or under the Grantor, of all their interest in the above-described property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's Sale.
X.
NOTICE TO OCCUPANTS OR TENANTS
The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW.
DATED this 23rd day of October, 2012.
/s/________________________________
Gregg R. Smith, Successor Trustee
717 West Sprague Avenue, Suite 1200
Spokane, WA 99201-3505
#01014/2817077
Pub.: January 4 & 25, 2013