Monday, May 06, 2024
61.0°F

?NOTICE OF TRUSTEE SALE

| August 5, 2013 1:00 PM

Abbreviated Legal: PTN PARK IN BLK 5 ORCHARD PARK ADD.

File No.: 7886.25096 Grantors: Northwest Trustee Services, Inc. PNC Bank, National

Association, successor in interest to National City Real Estate Services, LLC, successor by merger

to National City Mortgage, Inc., formerly known as National City Mortgage Co. doing business as

Commonwealth United Mortgage Company Grantee: Gerald Lee Spencer, a Married Man as His

Sole and Separate Property Ref to DOT Auditor File No.: 1108711 Tax Parcel ID No.: 140268000

Abbreviated Legal: PTN PARK IN BLK 5 ORCHARD PARK ADD. Notice of Trustee's Sale

Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP

BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the

recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING

COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your

situation and refer you to mediation if you are eligible and it may help you save your home. See

below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance

may be available at little or no cost to you. If you would like assistance in determining your rights

and opportunities to keep your house, you may contact the following: The statewide foreclosure

hotline for assistance and referral to housing counselors recommended by the Housing Finance

Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site:

http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm

The United States Department of Housing and Urban Development Telephone: Toll-free:

1-800-569-4287. Web site:

http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&fi

lterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing

counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site:

http://nwjustice.org/what-clear. I. On September 6, 2013, at 10:00 a.m. inside the main lobby of

the Police Justice Building (Balsam Street Entrance) 411 South Balsam in the City of Moses Lake,

State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee)

will sell at public auction to the highest and best bidder, payable at time of sale, the following

described real property "Property", situated in the County(ies) of GRANT, State of Washington:

Parcel 1: That portion of the area designated as"Park" in block 5, Orchard Park addition to

Ephrata, according to the Plat thereof recorded in Volume 3 of Plats, page 10, records of Grant

County, Washington, described as follows: Commencing at the Southwest corner of Lot 15 in said

Block 5; Thence South along the West Boundary line of said area, a distance of 50 feet to the True

Point of Beginning, Thence East Parallel to the South Boundary line of said lot 15, a distance of

100 feet; Thence South along the East Boundary line of said area, a distance of 61.16 feet to the

Southeast corner of said area; Thence West along the South Boundary line of said area a distance

of 100 feet; Thence North along the West Boundary line, a distance of 61.01 feet to the True Point

of Beginning. Parcel 2: That portion of the Area designated as "Park" in block 5, Orchard Park

addition to Ephrata, according to the Plat thereof recorded in Volume 3 of Plats, page 10, records

of Grant County, Washington, described as follows: Commencing at the Southwest corner of Lot

15 in said block 5; Thence South along the West Boundary line of said area, a distance of 50 feet;

Thence East parallel to the South

boundary line of said Lot 15, a distance of 100 feet; Thence North along the East Boundary line of

said area, a distance of 50.00 feet; Thence West along the South Boundary line of said lot 15, a

distance of 100 feet to the Point of Beginning. Commonly known as: 1246 SUNSET St SE

EPHRATA, WA 98823 which is subject to that certain Deed of Trust dated 08/15/02, recorded on

08/19/02, under Auditor's File No. 1108711, records of GRANT County, Washington, from

Gerald Lee Spencer A Married Man as His Sole and Separate Property, as Grantor, to Chicago

Title, as Trustee, to secure an obligation "Obligation" in favor of National City Mortgage Co dba

Commonwealth United Mortgage Company, as Beneficiary. *The Tax Parcel ID number and

Abbreviated Legal Description are provided solely to comply with the recording statutes and are

not intended to supplement, amend or supersede the Property's full legal description provided

herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek

satisfaction of the Obligation in any Court by reason of the Grantor's or Borrower's default on the

Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust

for failure to pay the following amounts now in arrears and/or other defaults: Amount due to

reinstate as of 4/30/2013 Monthly Payments $3,367.44 Late Charges $118.02 Lender's Fees &

Costs $111.00 Total Arrearage $3,596.46 Trustee's Expenses (Itemization) Trustee's Fee

$1,000.00 Title Report $410.02 Statutory Mailings $31.62 Recording Costs $64.00 Postings

$70.00 Sale Costs $0.00 Total Costs $1,575.64 Total Amount Due: $5,172.10 Other known

defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $49,652.64,

together with interest as provided in the note or other instrument evidencing the Obligation from

10/01/12, and such other costs and fees as are due under the Obligation, and as are provided by

statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided

by statute. The sale will be made without representation or warranty, express or implied regarding

title, possession, encumbrances or condition of the Property on September 6, 2013. The default(s)

referred to in paragraph III, together with any subsequent payments, late charges, advances costs

and fees thereafter due, must be cured by 08/26/13 (11 days before the sale date), to cause a

discontinuance of the sale. The sale will be discontinued and terminated if at any time before

08/26/13 (11 days before the sale date), the default(s) as set forth in paragraph III, together with

any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and

the Trustee's fees and costs are paid. The sale may be terminated any time after 08/26/13 (11 days

before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of

any recorded junior lien or encumbrance paying the entire balance of principal and interest secured

by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the

obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was

transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following

address(es): NAME AND ADDRESS Gerald L. Spencer 1246 Southeast Sunset Street Ephrata,

WA 98823 Unknown Spouse and/or Domestic Partner of Gerald L. Spencer 1246 Southeast

Sunset Street Ephrata, WA 98823 Mary M Spencer 1246 Southeast Sunset Street Ephrata, WA

98823 Gerald L. Spencer 1246 Sunset Street Southeast Ephrata, WA 98823 Unknown Spouse

and/or Domestic Partner of Gerald L. Spencer 1246 Sunset Street Southeast Ephrata, WA 98823

Mary M Spencer 1246 Sunset Street Southeast Ephrata, WA 98823 by both first class and certified

mail, return receipt requested on 02/12/13, proof of which is in the possession of the Trustee; and

on 02/12/13 Grantor and Borrower were personally served with said written notice of default or

the written notice of default was posted on a conspicuous place on the real property described in

paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The

Trustee, whose name and address are set forth below, will provide in writing to anyone requesting

it a statement of all costs and trustee's fees due at any time prior to the sale. VIII. The effect of the

sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all

their interest in the Property. IX. Anyone having any objection to the sale on any grounds

whatsoever will be afforded an opportunity to be heard as to those objections if they bring a

lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result

in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO

OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the

property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the

owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not

tenants. After the 20th day following the sale the purchaser has the right to evict occupants who

are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property,

the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The

trustee's rules of auction may be accessed at www.northwesttrustee.com and are incorporated by

this reference. You may also access sale status at www.northwesttrustee.com and

www.USA-Foreclosure.com. EFFECTIVE: 4/30/2013 Date Executed: Northwest Trustee

Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact:

Kathy Taggart (425) 586-1900. (TS# 7886.25096) 1002.242043-File No.

#08024/3221534

Pub.: August 5 & 26, 2013