?NOTICE OF TRUSTEE SALE
Abbreviated Legal: PTN PARK IN BLK 5 ORCHARD PARK ADD.
File No.: 7886.25096 Grantors: Northwest Trustee Services, Inc. PNC Bank, National
Association, successor in interest to National City Real Estate Services, LLC, successor by merger
to National City Mortgage, Inc., formerly known as National City Mortgage Co. doing business as
Commonwealth United Mortgage Company Grantee: Gerald Lee Spencer, a Married Man as His
Sole and Separate Property Ref to DOT Auditor File No.: 1108711 Tax Parcel ID No.: 140268000
Abbreviated Legal: PTN PARK IN BLK 5 ORCHARD PARK ADD. Notice of Trustee's Sale
Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP
BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the
recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING
COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your
situation and refer you to mediation if you are eligible and it may help you save your home. See
below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance
may be available at little or no cost to you. If you would like assistance in determining your rights
and opportunities to keep your house, you may contact the following: The statewide foreclosure
hotline for assistance and referral to housing counselors recommended by the Housing Finance
Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site:
http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm
The United States Department of Housing and Urban Development Telephone: Toll-free:
1-800-569-4287. Web site:
http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&fi
lterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing
counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site:
http://nwjustice.org/what-clear. I. On September 6, 2013, at 10:00 a.m. inside the main lobby of
the Police Justice Building (Balsam Street Entrance) 411 South Balsam in the City of Moses Lake,
State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee)
will sell at public auction to the highest and best bidder, payable at time of sale, the following
described real property "Property", situated in the County(ies) of GRANT, State of Washington:
Parcel 1: That portion of the area designated as"Park" in block 5, Orchard Park addition to
Ephrata, according to the Plat thereof recorded in Volume 3 of Plats, page 10, records of Grant
County, Washington, described as follows: Commencing at the Southwest corner of Lot 15 in said
Block 5; Thence South along the West Boundary line of said area, a distance of 50 feet to the True
Point of Beginning, Thence East Parallel to the South Boundary line of said lot 15, a distance of
100 feet; Thence South along the East Boundary line of said area, a distance of 61.16 feet to the
Southeast corner of said area; Thence West along the South Boundary line of said area a distance
of 100 feet; Thence North along the West Boundary line, a distance of 61.01 feet to the True Point
of Beginning. Parcel 2: That portion of the Area designated as "Park" in block 5, Orchard Park
addition to Ephrata, according to the Plat thereof recorded in Volume 3 of Plats, page 10, records
of Grant County, Washington, described as follows: Commencing at the Southwest corner of Lot
15 in said block 5; Thence South along the West Boundary line of said area, a distance of 50 feet;
Thence East parallel to the South
boundary line of said Lot 15, a distance of 100 feet; Thence North along the East Boundary line of
said area, a distance of 50.00 feet; Thence West along the South Boundary line of said lot 15, a
distance of 100 feet to the Point of Beginning. Commonly known as: 1246 SUNSET St SE
EPHRATA, WA 98823 which is subject to that certain Deed of Trust dated 08/15/02, recorded on
08/19/02, under Auditor's File No. 1108711, records of GRANT County, Washington, from
Gerald Lee Spencer A Married Man as His Sole and Separate Property, as Grantor, to Chicago
Title, as Trustee, to secure an obligation "Obligation" in favor of National City Mortgage Co dba
Commonwealth United Mortgage Company, as Beneficiary. *The Tax Parcel ID number and
Abbreviated Legal Description are provided solely to comply with the recording statutes and are
not intended to supplement, amend or supersede the Property's full legal description provided
herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek
satisfaction of the Obligation in any Court by reason of the Grantor's or Borrower's default on the
Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust
for failure to pay the following amounts now in arrears and/or other defaults: Amount due to
reinstate as of 4/30/2013 Monthly Payments $3,367.44 Late Charges $118.02 Lender's Fees &
Costs $111.00 Total Arrearage $3,596.46 Trustee's Expenses (Itemization) Trustee's Fee
$1,000.00 Title Report $410.02 Statutory Mailings $31.62 Recording Costs $64.00 Postings
$70.00 Sale Costs $0.00 Total Costs $1,575.64 Total Amount Due: $5,172.10 Other known
defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $49,652.64,
together with interest as provided in the note or other instrument evidencing the Obligation from
10/01/12, and such other costs and fees as are due under the Obligation, and as are provided by
statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided
by statute. The sale will be made without representation or warranty, express or implied regarding
title, possession, encumbrances or condition of the Property on September 6, 2013. The default(s)
referred to in paragraph III, together with any subsequent payments, late charges, advances costs
and fees thereafter due, must be cured by 08/26/13 (11 days before the sale date), to cause a
discontinuance of the sale. The sale will be discontinued and terminated if at any time before
08/26/13 (11 days before the sale date), the default(s) as set forth in paragraph III, together with
any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and
the Trustee's fees and costs are paid. The sale may be terminated any time after 08/26/13 (11 days
before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of
any recorded junior lien or encumbrance paying the entire balance of principal and interest secured
by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the
obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was
transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following
address(es): NAME AND ADDRESS Gerald L. Spencer 1246 Southeast Sunset Street Ephrata,
WA 98823 Unknown Spouse and/or Domestic Partner of Gerald L. Spencer 1246 Southeast
Sunset Street Ephrata, WA 98823 Mary M Spencer 1246 Southeast Sunset Street Ephrata, WA
98823 Gerald L. Spencer 1246 Sunset Street Southeast Ephrata, WA 98823 Unknown Spouse
and/or Domestic Partner of Gerald L. Spencer 1246 Sunset Street Southeast Ephrata, WA 98823
Mary M Spencer 1246 Sunset Street Southeast Ephrata, WA 98823 by both first class and certified
mail, return receipt requested on 02/12/13, proof of which is in the possession of the Trustee; and
on 02/12/13 Grantor and Borrower were personally served with said written notice of default or
the written notice of default was posted on a conspicuous place on the real property described in
paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The
Trustee, whose name and address are set forth below, will provide in writing to anyone requesting
it a statement of all costs and trustee's fees due at any time prior to the sale. VIII. The effect of the
sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all
their interest in the Property. IX. Anyone having any objection to the sale on any grounds
whatsoever will be afforded an opportunity to be heard as to those objections if they bring a
lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result
in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO
OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the
property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the
owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not
tenants. After the 20th day following the sale the purchaser has the right to evict occupants who
are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property,
the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The
trustee's rules of auction may be accessed at www.northwesttrustee.com and are incorporated by
this reference. You may also access sale status at www.northwesttrustee.com and
www.USA-Foreclosure.com. EFFECTIVE: 4/30/2013 Date Executed: Northwest Trustee
Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact:
Kathy Taggart (425) 586-1900. (TS# 7886.25096) 1002.242043-File No.
#08024/3221534
Pub.: August 5 & 26, 2013