NOTICE OF TRUSTEE SALE
Abbreviated Legal: Lt 2 Blk 15 Ephrata Hts 1st Add. Grant Co., WA
File No.: 7037.101334 Grantors: Northwest Trustee Services, Inc. JPMorgan Chase Bank,
National Association Grantee: Lana Lee Waters, as her separate estate Ref to DOT Auditor File
No.: 1234453 Tax Parcel ID No.: 000131264000 Abbreviated Legal: Lt 2 Blk 15 Ephrata Hts 1st
Add. Grant Co., WA Notice of Trustee's Sale Pursuant to the Revised Code of Washington 61.24,
et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR
HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO
NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN
WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it
may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE
Housing counselors and legal assistance may be available at little or no cost to you. If you would
like assistance in determining your rights and opportunities to keep your house, you may contact
the following: The statewide foreclosure hotline for assistance and referral to housing counselors
recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME
(1-877-894-4663). Web site:
http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm
The United States Department of Housing and Urban Development Telephone: Toll-free:
1-800-569-4287. Web site:
http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&fi
lterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing
counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site:
http://nwjustice.org/what-clear. I. On August 16, 2013, at 10:00 a.m. inside the main lobby of the
Police Justice Building (Balsam Street Entrance) 411 South Balsam in the City of Moses Lake,
State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee)
will sell at public auction to the highest and best bidder, payable at time of sale, the following
described real property "Property", situated in the County(ies) of GRANT, State of Washington:
Lot 2, Block 15 Ephrata Heights First Addition, according to the Plat thereof recorded in Volume
3 of Plats, Page 4, Records of Grant County, Washington. Commonly known as: 111 'E' Street
Southeast Ephrata, WA 98823-1940 which is subject to that certain Deed of Trust dated 04/02/08,
recorded on 04/03/08, under Auditor's File No. 1234453, records of GRANT County, Washington,
from Lana L. Waters and Michael T. Waters, husband and wife, as Grantor, to Northwest Trustee
Services, Inc, as Trustee, to secure an obligation "Obligation" in favor of Washington Mutual
Bank, as Beneficiary, the beneficial interest in which was assigned by Federal Deposit Insurance
Corporation, as receiver of Washington Mutual Bank F.K.A Washington Mutual Bank, FA, by
JPMorgan Chase Bank, National Association, its Attorney-in-Fact to JPMorgan Chase Bank,
National Association, under an Assignment/Successive Assignments recorded under Auditor's File
No. 1307783. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely
to comply with the recording statutes and are not intended to supplement, amend or supersede the
Property's full legal description provided herein. II. No action commenced by the Beneficiary of
the Deed of Trust is now pending to seek satisfaction of the Obligation in any
court by reason of the Grantor's or Borrower's default on the Obligation secured by the Deed of
Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following
amounts now in arrears and/or other defaults: Amount due to reinstate by 04/11/2013 Monthly
Payments $7,435.50 Late Charges $240.39 Lender's Fees & Costs $713.09 Total Arrearage
$8,388.98 Trustee's Expenses (Itemization) Trustee's Fee $875.00 Title Report $539.50 Statutory
Mailings $74.70 Recording Costs $0.00 Postings $70.00 Sale Costs $0.00 Total Costs $1,559.20
Total Amount Due: $9,948.18 Other known defaults as follows: IV. The sum owing on the
Obligation is: Principal Balance of $74,646.69, together with interest as provided in the note or
other instrument evidencing the Obligation from 06/01/12, and such other costs and fees as are due
under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the
expense of sale and the Obligation as provided by statute. The sale will be made without
representation or warranty, express or implied regarding title, possession, encumbrances or
condition of the Property on August 16, 2013. The default(s) referred to in paragraph III, together
with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured
by 08/05/13 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be
discontinued and terminated if at any time before 08/05/13 (11 days before the sale date), the
default(s) as set forth in paragraph III, together with any subsequent payments, late charges,
advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The
sale may be terminated any time after 08/05/13 (11 days before the sale date), and before the sale
by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance
paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees,
and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing
all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to
the Borrower and Grantor at the following address(es): NAME AND ADDRESS Lana Lee Reid
Waters fka Lana L. Waters 111 'E' Street Southeast Ephrata, WA 98823-1940 Unknown Spouse
and/or Domestic Partner of Lana Lee Reid Waters fka Lana L. Waters 111 'E' Street Southeast
Ephrata, WA 98823-1940 Lana Lee Reid Waters fka Lana L. Waters 12874 B.6 Northwest
Ephrata, WA 98823-7846 Unknown Spouse and/or Domestic Partner of Lana Lee Reid Waters fka
Lana L. Waters 12874 B.6 Northwest Ephrata, WA 98823-7846 Lana Lee Reid Waters fka Lana
L. Waters 12874 Road B.6 Northwest Ephrata, WA 98823-7846 Unknown Spouse and/or
Domestic Partner of Lana Lee Reid Waters fka Lana L. Waters 12874 Road B.6 Northwest
Ephrata, WA 98823-7846 Michael T. Waters 111 'E' Street Southeast Ephrata, WA 98823-1940
Unknown Spouse and/or Domestic Partner of Michael T. Waters 111 'E' Street Southeast Ephrata,
WA 98823-1940 Michael T. Waters 12874 B.6 Northwest Ephrata, WA 98823-7846 Unknown
Spouse and/or Domestic Partner of Michael T. Waters 12874 B.6 Northwest Ephrata, WA
98823-7846 Michael T. Waters 12874 Road B.6 Northwest Ephrata, WA 98823-7846 Unknown
Spouse and/or Domestic Partner of Michael T. Waters 12874 Road B.6 Northwest Ephrata, WA
98823-7846 Michael T. Waters 11795 East Oak Lane Mount Vernon, IL 62864 Unknown Spouse
and/or Domestic Partner of Michael T. Waters 11795 East Oak Lane Mount Vernon, IL 62864 by
both first class and certified mail, return receipt requested on 03/11/13, proof of which is in the
possession of the Trustee; and on 03/11/13 Grantor and Borrower were personally served with said
written notice of default or the written notice of default was posted on a conspicuous place on the
real property described in paragraph I above, and the Trustee has possession of proof of such
service or posting. VII. The Trustee, whose name and address are set forth below, will provide in
writing to anyone requesting it a statement of all costs and trustee's fees due at any time prior to
the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by,
through or under the Grantor of all their interest in the Property. IX. Anyone having any objection
to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those
objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring
such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X.
NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to
possession of the property on the 20th day following the sale, as against the Grantor under the
Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including
occupants who are not tenants. After the 20th day following the sale the purchaser has the right to
evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For
tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance
with RCW 61.24.060. The trustee's rules of auction may be accessed at
www.northwesttrustee.com and are incorporated by this reference. You may also access sale status
at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 04/11/2013 Date
Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997
Bellevue, WA 98009-0997 Contact: Vonnie McElligott (425) 586-1900. (TS# 7037.101334)
1002.244134-File No.
#08005/3175457
Pub.: July 15 & August 5, 2013