NOTICE OF TRUSTEE SALE

Abbreviated Legal: Lot 5 Loudenback Broadview Tracts

File No.: 7523.22438 Grantors: Northwest Trustee Services, Inc. OneWest Bank, FSB Grantee: Dawn Fitzgerald-Welch, an unmarried person Ref to DOT Auditor File No.: 1210160 Tax Parcel ID No.: 000120529000 Abbreviated Legal: Lot 5 Loudenback Broadview Tracts NOTICE OF TRUSTEE'S SALE THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear. I. NOTICE IS HEREBY GIVEN that the undersigned Trustee will on May 24, 2013, at the hour of 10:00 am, at inside the main lobby of the Police Justice Building (Balsam Street Entrance) 411 South Balsam, in the City of Moses Lake, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of GRANT, State of Washington, to-wit: Lot 5, Loudenback Broadview Tracts, according to the Plat thereof recorded in Volume 4 of Plats, Page 53, Records of Grant County, Washington. (Commonly known as: 4436 Circle Place Northeast, Moses Lake, WA 98837) which is subject to that certain Deed of Trust dated 03/01/07, recorded 03/05/07 under Auditors File No. 1210160, from Dawn Fitzgerald-Welch, an unmarried woman, as Grantor, to Chicago title, as Trustee, in favor of Mortgage Electronic Registration Systems, Inc. "MERS" as nominee for Aegis Wholesale Corporation, its successors and assigns, aas Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. "MERS" as nominee for Aegis Wholesale Corporation, its successors and assigns to OneWest Bank, FSB, under Auditor's File No. 1308132. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: Amount due as of 01/10/2013 Delinquent Monthly Payments from 07/01/202 to 01/01/2013 at $1,311.74 $ 9,182.18 Late Charges: $ 1,239.30 Beneficiary Advances: $ 843.00 TOTAL: $ 11,264.48 IV. The sum owing on the obligation secured by the Deed of Trust is: Principal $176,000.00, together with interest as provided in the note or other instrument secured from 06/01/12, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, representation, express or implied, regarding title, possession, encumbrances, or conditions on the property on May 24, 2013. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, must be cured by 05/13/13(11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before 05/13/13, (11 days before the sale date) the ddefault(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 05/13/13 (11 days before the sale date) and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: NAME AND ADDRESS Dawn Fitzgerald-Welch 4436 Circle Place Northeast Moses Lake, WA 98837 Unknown Spouse and/or Domestic Partner of Dawn Fitzgerald-Welch 4436 Circle Place Northeast Moses Lake, WA 98837 Dawn Fitzgerald-Welch 11006 Maple Lane Lake Stevens, WA 98837 Unknown Spouse and/or Domestic Partner of Dawn Fitzgerald-Welch 11006 Maple Lane Lake Stevens, WA 98837 by both first class and certified mail on 10/12/12, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on 10/12/12 with said written notice of default or the written Notice of Default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060.} Effective Date: 01/10/2013 Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Vonnie McElligott (425) 586-1900. (TS# 7523.22438) 1002.230493-File No.

#05014/3008498

Pub.: April 22 & May 13, 2013