Notice of Trustee's Sale: Melendez 4280973

LOTS 5 AND 6, BLOCK 9, GER.RY'S ADDITION, AC.CORDING TO THE PLAT THEREOF RE.CORDED IN VOL.UME "B" OF PLATS, PAGE 18, RECORDS OF FRANKLIN COUNTY, WASHING.TON.

NOTICE OF TRUST.EE'S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-12-515499-SH APN No.: 112-054-125 Title Order No.: 120205249-WA-GSI Grantor(s): JOSE G. MELENDEZ, ROXA.NA L. MELENDEZ Grantee(s): CLS MORTGAGE, INC., A WASHINGTON COR.PORATION Deed of Trust Instrument/Reference No.: 1622455 I. NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the un.dersigned Trustee, will on 12/14/2012, at 10:00 AM The main entrance of the Franklin County Courthouse, 1016 North 4th in the City of Pasco, WA 99301 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier's check or certified checks from federally or State chartered banks, at the time of sale the following de.scribed real property, situated in the Coun.ty of FRANKLIN, State of Washington, to-wit: LOTS 5 AND 6, BLOCK 9, GER.RY'S ADDITION, AC.CORDING TO THE PLAT THEREOF RE.CORDED IN VOL.UME "B" OF PLATS, PAGE 18, RECORDS OF FRANKLIN COUNTY, WASHING.TON. More common.ly known as: 610 WEST SHOSHONE STREET, PASCO, WA 99301 which is sub.ject to that certain Deed of Trust dated 4/7/2003, recorded 4/10/2003, under 1622455 records of FRANKLIN County, Washington, from JOSE G. MELENDEZ AND ROXANA L. ME.LENDEZ, HUSBAND AND WIFE, as Grantor(s), to FRON.TIER TITLE and ES.CROW COMPANY, as Trustee, to secure an obligation in favor of CLS MORTGAGE, INC., A WASHING.TON CORPORATION, as Beneficiary, the beneficial interest in which was assigned by CLS MORTGAGE, INC., A WASHING.TON CORPORATION (or by its successors-in-interest and/or assigns, if any), to Wells Fargo Bank, N.A.. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek sat.isfaction of the obli.gation in any Court by reason of the Bor.rower's or Grantor's default on the obliga.tion secured by the Deed of Trust/Mort.gage. III. The default(s) for which this foreclosure is made is/are as fol.lows: Failure to pay when due the follow.ing amounts which are now in arrears: $5,058.26 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $48,012.43, together with interest as pro.vided in the Note from the 6/1/2011, and such other costs and fees as are pro.vided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation se.cured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 12/14/2012. The de.faults referred to in Paragraph III must be cured by 12/3/2012 (11 days before the sale date) to cause a discon.tinuance of the sale. The sale will be dis.continued and termi.nated if at any time before 12/3/2012 (11 days before the sale) the default as set forth in Para.graph III is cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or feder.ally chartered bank. The sale may be ter.minated any time after the 12/3/2012 (11 days before the sale date) and before the sale, by the Bor.rower or Grantor or the holder of any re.corded junior lien or encumbrance by paying the principal and interest, plus costs, fees and ad.vances, if any, made pursuant to the terms of the obliga.tion and/or Deed of Trust, and curing all other defaults. VI. A written Notice of De.fault was transmitted by the Beneficiary or Trustee to the Bor.rower and Grantor at the following address(es): NAME JOSE G. MELENDEZ AND ROXANA L. ME.LENDEZ, HUSBAND AND WIFE ADDRESS 610 WEST SHOSHO.NE STREET, PASCO, WA 99301 by both first class and certi.fied mail on 7/13/2012, proof of which is in the pos.session of the Trust.ee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of De.fault or the written Notice of Default was posted in a conspicu.ous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or post.ing. VII. The Trustee whose name and ad.dress are set forth below will provide in writing to anyone re.questing it, a state.ment of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objec.tions to this sale on any grounds whatso.ever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pur.suant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiv.er of any proper grounds for invali.dating the Trustee's sale. NOTICE TO OC.CUPANTS OR TEN.ANTS - The purchas.er at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including oc.cupants who are not tenants. After the 20th day following the sale the purchas.er has the right to evict occupants who are not tenants by summary proceed.ings under Chapter 59.12 RCW. For ten.ant-occupied prop.erty, the purchaser shall provide a ten.ant with written no.tice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BE.FORE THE FORE.CLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUS.ING COUNSELOR OR AN ATTORNEY LICENSED IN WASH.INGTON NOW to as.sess your situation and refer you to me.diation if you are eli.gible and it may help you save your home. See below for safe sources of help. SEEKING ASSIS.TANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportuni.ties to keep your house, you may con.tact the following: The statewide fore.closure hotline for assistance and refer.ral to housing coun.selors recommended by the Housing Fi.nance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http//www.dfi.wa.gov/consumers/ho.meownership/post_purchase_counsel.ors_foreclosure.htm. The United States Department of Hous.ing and Urban Devel.opment: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counsel.ing agencies in Washington: http://www.hud.gov/offic.es/hsg/sfh/hcc/fc/index.cfm?webList Action=search and amp;searchstate=WA and amp;filterSvc=dfc The statewide civil legal aid hotline for assistance and refer.rals to other housing counselors and at.torneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Pur.chaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser's sole and exclusive reme.dy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary's Agent, or the Beneficiary's Attorney. If you have previously been dis.charged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is in.tended to exercise the note holders right's against the real property only. THIS OFFICE IS AT.TEMPTING TO COL.LECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As re.quired by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 08/14/12 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Moreno, Assistant Secretary Trustee's Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 2141 Fifth Avenue, San Diego, CA 92101 (866) 645-7711 Trustee's Physical Address: Quality Loan Service Corp. of Washington 19735 10th Avenue NE, Suite N-200 Poulsbo, WA 98370 (866)645-7711 Sale Line: 714-730-2727 Or Login to: http://wa.qual.ityloan.com TS No.: WA-12-515499-SH A-4280973 11/15/2012, 12/06/2012