NOTICE OF TRUSTEE'S SALE

| January 13, 2012 12:00 PM

Pursuant to the Revised Code of Washington Chapter 61.24, et

seq. T.S. No: D532302 WA Unit Code: D Loan No:

115216619/TRACY/TRACY Min No: 100186300000132488 AP #1:

11-1381-000 I NOTICE IS HEREBY GIVEN THAT the undersigned

trustee, T.D. Service Company of Washington, 1820 E. First St.,

Suite 210, P.O. Box 11988, Santa Ana, CA 92705, will on

FEBRUARY 17, 2012 at the hour of 10:00 A.M. at AT THE POLICE

JUSTICE COUNTY BUILDING 401 BALSAM STREET, MOSES LAKE , State

of WASHINGTON, sell at public auction to the highest and best

bidder, payable at the time of the sale, the following described

real property, situated in the County of GRANT, State of

WASHINGTON, to Wit: LOT 10, BLOCK 3, TROLSON ADDITION, ACCORDING

TO THE PLAT THEREOF RECORDED IN VOLUME 3 OF PLATS, PAGE(S) 53,

RECORDS OF GRANT COUNTY, WASHINGTON. The street or other

common designation if any, of the real property described above is

purported to be: 1041 W CASCADE AVE, MOSES LAKE, WA

98837

Pursuant to the Revised Code of Washington Chapter 61.24, et seq. T.S. No: D532302 WA Unit Code: D Loan No: 115216619/TRACY/TRACY Min No: 100186300000132488 AP #1: 11-1381-000 I NOTICE IS HEREBY GIVEN THAT the undersigned trustee, T.D. Service Company of Washington, 1820 E. First St., Suite 210, P.O. Box 11988, Santa Ana, CA 92705, will on FEBRUARY 17, 2012 at the hour of 10:00 A.M. at AT THE POLICE JUSTICE COUNTY BUILDING 401 BALSAM STREET, MOSES LAKE , State of WASHINGTON, sell at public auction to the highest and best bidder, payable at the time of the sale, the following described real property, situated in the County of GRANT, State of WASHINGTON, to Wit: LOT 10, BLOCK 3, TROLSON ADDITION, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 3 OF PLATS, PAGE(S) 53, RECORDS OF GRANT COUNTY, WASHINGTON. The street or other common designation if any, of the real property described above is purported to be: 1041 W CASCADE AVE, MOSES LAKE, WA 98837 The undersigned Trustee disclaims any liability for any incorrectness of the above street or other common designation. which is subject to that certain Deed of Trust dated April 25, 2006, recorded April 28, 2006, under Auditor's File No. 1190061 in Book --- Page --- , records of GRANT County, WASHINGTON, from BENJAMIN J TRACY as Grantor, to FIDELITY SERVICE CORPORATION as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR ACTION MORTGAGE COMPANY as Beneficiary. The beneficial interest was thereafter assigned under Auditor's No. 1291715 to STERLING SAVINGS BANK II No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: 6 PYMTS FROM 06/01/11 TO 11/01/11 @ 1,194.28 $7,165.68 5 L/C FROM 06/16/11 TO 10/16/11 @ 39.89 $199.45 Sub-total of amounts in arrears: $7,365.13 As to the defaults which do not involve payment of money to the Beneficiary of your Deed of Trust, you must cure each such default. Listed below are the defaults which do not involve payment of money to the Beneficiary of your Deed of Trust. Opposite each such listed default is a brief description of the action necessary to cure the default and a description of the documentation necessary to show that the default has been cured. IV The sum owing on the obligation secured by the Deed of Trust is principal $115,379.48 together with interest as provided in the note or other instrument secured from 05/01/11, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V The above described real property will be sold to satisfy the expense of the sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty express or implied, regarding title, possession, or encumbrances on 02/17/12. The default(s) referred to in paragraph III must be cured by 02/06/12, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before 02/06/12, (11 days before the sale date), the default(s) as set forth in paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 02/06/12, (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address: BENJAMIN J. TRACY 1041 W CASCADE AVE MOSES LAKE, WA 98837-2027 OCCUPANT 1041 W CASCADE AVE MOSES LAKE, WA 98837-2027 MMARIA K. TRACY 1041 W CASCADE AVE MOSES LAKE, WA 98837-2027 REPUBLIC MORTGAGE INSURANCE COMPANY OF NORTH CAROLINA (NY ONLY) P.O. BOX 2514 WINSTON SALEM, NC 27102 REPUBLIC MORTGAGE INSURANCE COMPANY OF NORTH CAROLINA (NY ONLY) 101 NORTH CHERRY ST. WINSTON SALEM, NC 27101 by both first class and certified mail on October 13, 2011, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on October 13, 2011 , with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII The Trustee whose name and address are set forth below, will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings, under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Notice and other personal service may be served on the Trustee at: T.D. SERVICE COMPANY OF WASHINGTON 520 E. Denny Way Seattle, WA 98122-2100 (800) 843-0260 (206) 859-6989 DATED: November 14, 2011 T.D. SERVICE COMPANY OF WASHINGTON, SUCCESSOR TRUSTEE By JOANNA L. DEVELASCO, ASSISTANT SECRETARY 1820 E. First St., Suite 210 P.O. Box 11988 Santa Ana, CA 92705 (800) 843-0260 (206) 859-6989 If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If available , the expected opening bid and/or postponement information may be obtained by calling the following telephone number(s) on the day before the sale: (714) 480-5690 or you may access sales information at www.tacforeclosures.com/sales TAC# 952036 PUB: 01/13/12, 02/03/12

#02001/2107386

Pub.: January 13, 2012 & February 3, 2012