NOTICE OF TRUSTEE'S SALE

1317 N ROAD 38, PASCO, WA 99301

NOTICE OF TRUST.EE'S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-12-505045-SH APN No.: 119-491-060 Title Order No.: 120116582-WA-GSI Grantor(s): RON PAY.ERS Grantee(s): MORTGAGE ELEC.TRONIC REGISTRA.TION SYSTEMS, INC., AS NOMINEE FOR COBALT MORT.GAGE, INC., A WASHINGTON COR.PORATION Deed of Trust Instrument/Reference No.: 1750558 I. NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the un.dersigned Trustee, will on 1/11/2013, at 10:00 AM The main entrance of the Franklin County Courthouse, 1016 North 4th in the City of Pasco, WA 99301 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier's check or certified checks from federally or State chartered banks, at the time of sale the following de.scribed real property, situated in the Coun.ty of FRANKLIN, State of Washington, to-wit: THE NORTH 85 FEET OF THE SOUTH 341.88 FEET OF THE WEST 183.23 FEET OF THE NORTHEAST QUARTER OF THE NORTHEAST QUAR.TER OF THE NORTH.EAST QUARTER OF SECTION 26, TOWN.SHIP 9 NORTH, RANGE 29 EAST, W.M., EXCEPT THE WEST 30 FEET THEREOF FOR ROADS, RECORDS OF FRANKLIN COUNTY, WASHING.TON. A.P.N. #: 119¬491-060 More commonly known as: 1317 N ROAD 38, PASCO, WA 99301 which is subject to that certain Deed of Trust dated 5/18/2010, recorded 5/25/2010, under 1750558 records of FRANKLIN County, Washington, from RON P AYERS, A MARRIED MAN AS HIS SOLE AND SEP.ARATE PROPERTY, as Grantor(s), to BENTON FRANKLIN TITLE, as Trustee, to secure an obligation in favor of MORT.GAGE ELECTRONIC REGISTRATION SYS.TEMS, INC., AS NOMINEE FOR CO.BALT MORTGAGE, INC., A WASHING.TON CORPORATION, as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REG.ISTRATION SYS.TEMS, INC., AS NOMINEE FOR CO.BALT MORTGAGE, INC., A WASHING.TON CORPORATION (or by its successors-in-interest and/or assigns, if any), to Wells Fargo Bank, NA. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek sat.isfaction of the obli.gation in any Court by reason of the Bor.rower's or Grantor's default on the obliga.tion secured by the Deed of Trust/Mort.gage. III. The default(s) for which this foreclosure is made is/are as fol.lows: Failure to pay when due the follow.ing amounts which are now in arrears: $20,523.21 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $188,206.88, togeth.er with interest as provided in the Note from the 9/1/2011, and such other costs and fees as are pro.vided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation se.cured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 1/11/2013. The de.faults referred to in Paragraph III must be cured by 12/31/2012 (11 days before the sale date) to cause a dis.continuance of the sale. The sale will be discontinued and terminated if at any time before 12/31/2012 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee's fees and costs are paid. Pay.ment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be termi.nated any time after the 12/31/2012 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any record.ed junior lien or en.cumbrance by paying the principal and in.terest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other de.faults. VI. A written Notice of Default was transmitted by the Beneficiary or Trust.ee to the Borrower and Grantor at the following address(es): RON P AYERS, A MARRIED MAN AS HIS SOLE AND SEP.ARATE PROPERTY 1317 N ROAD 38, PASCO, WA 99301 by both first class and certified mail on 8/9/2012, proof of which is in the pos.session of the Trust.ee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of De.fault or the written Notice of Default was posted in a conspicu.ous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or post.ing. VII. The Trustee whose name and ad.dress are set forth below will provide in writing to anyone re.questing it, a state.ment of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objec.tions to this sale on any grounds whatso.ever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pur.suant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiv.er of any proper grounds for invali.dating the Trustee's sale. NOTICE TO OC.CUPANTS OR TEN.ANTS - The purchas.er at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including oc.cupants who are not tenants. After the 20th day following the sale the purchas.er has the right to evict occupants who are not tenants by summary proceed.ings under Chapter 59.12 RCW. For ten.ant-occupied prop.erty, the purchaser shall provide a ten.ant with written no.tice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BE.FORE THE FORE.CLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUS.ING COUNSELOR OR AN ATTORNEY LICENSED IN WASH.INGTON NOW to as.sess your situation and refer you to me.diation if you are eli.gible and it may help you save your home. See below for safe sources of help. SEEKING ASSIS.TANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportuni.ties to keep your house, you may con.tact the following: The statewide fore.closure hotline for assistance and refer.ral to housing coun.selors recommended by the Housing Fi.nance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclo.sure.htm. The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counsel.ing agencies in Washington: http://www.hud.gov/offic.es/hsg/sfh/hcc/fc/index.cfm?webListAction=searchandamp;searchstate=WAandamp;filterSvc=dfc The statewide civil legal aid hotline for assis.tance and referrals to other housing coun.selors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjus.tice.org/what-clear. If the sale is set aside for any reason, in.cluding if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a re.turn of the monies paid to the Trustee. This shall be the Pur.chaser's sole and ex.clusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Ben.eficiary, the Benefi.ciary's Agent, or the Beneficiary's Attor.ney. If you have pre.viously been dis.charged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is in.tended to exercise the note holders right's against the real property only. THIS OFFICE IS AT.TEMPTING TO COL.LECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As re.quired by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: SEP. 12, 2012 Qual.ity Loan Service Corp. of Washington, as Trustee By: Mi.chael Dowell, Assis.tant Secretary Trust.ee's Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 2141 Fifth Avenue, San Diego, CA 92101 (866) 645-7711 Trustee's Physical Address: Quality Loan Service Corp. of Washington 19735 10th Avenue NE, Suite N-200 Poulsbo, WA 98370 866)645-7711 Sale Line: 714-730-2727 Or Login to: http://wa.qual.ityloan.com TS No.: WA-12-505045-SH A-4292030 12/13/2012, 01/03/2013