NTS Ledecky

Abbreviated Legal: L 19 and 20, College Addition

File No.: 7228.22669 Grantors: Northwest Trustee Services, Inc. Aurora Bank, FSB Grantee: Eric Ledecky, a single man and Gail Needham, a single woman Ref to DOT Auditor File No.: 1704570 Tax Parcel ID No.: 112-281-308 Abbreviated Legal: L 19 and 20, College Addition Notice of Trustee's Sale Pursuant to the Revised Code of Washington 61.24, et seq. I. On September 14, 2012, at 10:00 a.m. On the steps outside the main entrance on the East side of the Franklin County Courthouse, 1016 North 4th Avenue in the City of Pasco, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property "Property", situated in the County(ies) of Franklin, State of Washington: Lot 19 and 20, Block 3, College addition, according to the plat thereof recorded in volume "B" of plats, page 14, records of Franklin County, Washington, Together with the East 10 feet of 9th Street adjoining said Lots as vacated by city of Pasco Ordinance No 2290 and recorded under Auditor's File No. 412490 Commonly known as: 811 SOUTH 9TH AVE Units 1-4 PASCO, WA 99301 which is subject to that certain Deed of Trust dated 06/26/07, recorded on 06/29/07, under Auditor's File No. 1704570, records of Franklin County, Washington, from Eric Ledecky, an unmarried man and Gail Needham, an unmarried woman, as joint tenants, as Grantor, to Benton-Franklin Title Co, as Trustee, to secure an obligation "Obligation" in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for First National Bank of Arizona, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. solely as nominee for First National Bank of Arizona, its successors and assigns to Aurora Bank, FSB, under an Assignment/Successive Assignments recorded under Auditor's File No. 1780941. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property's full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor's or Borrower's default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate by 6/4/2012 Monthly Payments $6,744.92 Late Charges $205.44 Lender's Fees & Costs $106.00 Total Arrearage $7,056.36 Trustee's Expenses (Itemization) Trustee's Fee $506.25 Title Report $745.10 Statutory Mailings $60.00 Recording Costs $28.00 Postings $70.00 Sale Costs $0.00 Total Costs $1,409.35 Total Amount Due: $8,465.71 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $152,616.05, together with interest as provided in the note or other instrument evidencing the Obligation from 11/01/11, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on September 14, 2012. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 09/03/12 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the close of the Trustee's business on 09/03/12 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 09/03/12 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS ERIC LEDECKY 811 SOUTH 9TH AVE PASCO, WA 99301 ERIC LEDECKY PO BOX 28063 PORTLAND, OR 97228 GAIL NEEDHAM 811 SOUTH 9TH AVE PASCO, WA 99301 GAIL NEEDHAM PO BOX 28063 PORTLAND, OR 97228 Unknown Spouse and/or Domestic Partner of ERIC LEDECKY 811S 9TH AVE PASCO, WA 99301 Unknown Spouse and/or Domestic Partner of ERIC LEDECKY PO BOX 28063 PORTLAND, OR 97228 Unknown Spouse and/or Domestic Partner of GAIL NEEDHAM 811S 9TH AVE PASCO, WA 99301 Unknown Spouse and/or Domestic Partner of GAIL NEEDHAM PO BOX 28063 PORTLAND, OR 97228 ERIC LEDECKY 7449 SE LONG ST PORTLAND, OR 97206 GAIL NEEDHAM 7449 SE LONG ST PORTLAND, OR 97206 Unknown Spouse and/or Domestic Partner of ERIC LEDECKY 7449 SE LONG ST PORTLAND, OR 97206 Unknown Spouse and/or Domestic Partner of GAIL NEEDHAM 7449 SE LONG ST PORTLAND, OR 97206 by both first class and either certified mail, return receipt requested on 03/12/12, proof of which is in the possession of the Trustee; and on 03/13/12 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all foreclosure costs and trustee's fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their right, title and interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee's rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 6/4/2012 Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Kathy Taggart (425) 586-1900. (TS# 7303.22257) 1002.223040-File No. (8-16 & 9-6, 2012)