NOTICE OF TRUSTEE'S SALE
PURSUANT TO REVISED CODE OF WASHINGTON, CHAPTER 61.24
William E. Heston Stella F. Heston
Occupant/Resident Golf Saving Bank
William E. Heston Stella F. Heston
10224 Maple Dr. NE 10224 Maple Dr. NE
Moses Lake, WA 98837-3499 Moses Lake, WA 98837-3499
Occupant/Resident Golf Saving Bank
10224 Maple Dr. NE 6505 218th St. SW, Suite 9
Moses Lake, WA 98837-3499 Mountlake Terrace, WA 98043
I.
NOTICE IS HEREBY GIVEN that the undersigned successor Trustee will , on
June 24, 2011 at the hour of 10: 00 a.m. at the Police Justice Court Building , 401 Balsam St., City of Moses Lake, Grant County to sell at public auction to the highest and best bidder, the time of sale, the following described real property, situated in Grant County, State of Washington, to wit:
That portion of the southwest quarter of the Northwest quarter of Section 11 Township 19 North, Range 28 East of the W.M., Grant County, Washington, described as follows:
Beginning at the West quarter corner of the said Section; thence South 89_36'50" east along the east-West centerline of said Section 1034.55 feet to the True Point of the Beginning; thence continuing South 89_36'50" East 300 feet, more or less to the Southeast corner of said subdivision of Section 11; thence North 00_32'00" East along the East line of said subdivision 435 feet; thence 89_36'50" West 300 feet more of less to a point which bears North 00_32'00" East from the True Point of Beginning and thence South 00_32'00" west 435 feet of the True Point of the Beginning
which is subject to that certain Deed of Trust dated January 22, 1999 and recorded on March 13, 1999 in the records of Grant County, Washington, Recording No. 1043605 from William E. Heston and Stella F. Heston and as Grantors, to U.S. Bank Trust Company, National Association, as Trustee, to secure an obligation in favor of U.S. Bank National Association, ND
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any court by reason of the Borrowers' or Grantors' default on the obligation secured by the Deed of Trust.
III.
The default for which this foreclosure is made is as follows:
Failure to pay to Beneficiary when due the following amounts, which are now in arrears:
Failure to pay the following
Balance due on monthly payments from August 22, 2009 to February 22, 2011 ($286.86/month) $ 5,450.35
Late Charges $ 105.00
Total Arrearage and Late Charges $ 5555.35
IV.
The sum owing on the obligation secured by the Deed of Trust is: Principal balance of $23,109.66 together with interest as provided in the note or other instrument secured, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made, without warranty, express or implied, regarding title, possession, or encumbrances on June 24, 2011. The default(s) referred to in Paragraph†III must be cured by June 13, 2011 (11†days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before June 13, 2011, (11†days before the sale date), the defaults as set forth in Paragraph†III are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after June 13, 2011 (11†days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed or Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address:
TO: William E. Heston Stella F. Heston
10224 Maple Dr. NE 10224 Maple Dr. NE
Moses Lake, WA 98837-3499 Moses Lake, WA 98837-3499
Occupant/Resident Tenant
10224 Maple Dr. NE 10224 Maple Dr. NE
Moses Lake, WA 98837-3499 Moses Lake, WA 98837-3499
by both first-class and certified mail on October 27, 2010 proof of which is in the possession of the Trustee; the written notice of default was posted in a conspicuous place on the real property described in paragraph†I above, and the Trustee has possession of proof of such posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through, or under the Grantor of all their interest in the above?described property.
IX.
Anyone having any objection to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW†61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale.
X.
NOTICE TO OCCUPANTS OR TENANTS. The purchaser at the trustee's sale is entitled to possession of the property on the
20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th†day following the sale, the purchaser has the right to evict occupants who are not tenants by summary proceedings under RCW†59.12. For tenant-occupied property the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060
NOTICE TO GUARANTORS. If you are a guarantor of a loan obligation secured by the Deed of Trust, please be aware that you may
be liable for a deficiency judgment to the extent that the sale price obtained at the trustee's sale is less than the debt secured by the Deed of Trust. A guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the Grantor in order to avoid the trustee's sale. A guarantor has no right to redeem the property after the trustee's sale. Subject to such longer periods as are provided in RCW†Chapter†61.24, any action brought to enforce a guaranty must be commenced within commenced within one year after the trustee's sale, or the last trustee's sale under any Deed of Trust granted to secure the same debt. In any action for a deficiency, the guarantor will have the right to establish the fair value of the property as of the date of the trustee's sale, less prior liens and encumbrances, and to limit the guarantor's liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the trustee's sale, plus interest and costs.
This is an attempt to collect a debt and any information obtained will be used for that purpose.
DATED this 16th day of March 2011
TRUSTEE:
MN SERVICE CORPORATION (WA)
By: _Lisa C. Lui______________
Lisa C. Lui, Vice President
4400 Two Union Square
601 Union Street
Seattle, Washington 98101-2352
Telephone: (206) 622-8484
#06013/1682263
Pub.: May 27 & June 10, 2011