LEGAL NOTICE

NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF

WASHINGTON CHAPTER 61.24 ET SEQ. TS #: 10-08887-6 Loan No.:

0031804172 APN: 09-1523-103 I.

NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET SEQ. TS #: 10-08887-6 Loan No.: 0031804172 APN: 09-1523-103 I. NOTICE IS HEREBY GIVEN that on 09/23/2011, 10:00 AM, at the Police Justice County Building, 401 South Balsam Street now known as 411 South Balsam Street, Moses Lake, WA, Fidelity National Title Insurance Company, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier's check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Grant, State of Washington, to-wit: LOT 3, BLOCK 1, GLENMOOR REACH 1 MAJOR PLAT, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 24 OF PLATS, PAGE 49, RECORDS OF GRANT COUNTY, WASHINGTON. which is subject to that certain Deed of Trust dated 05/22/2007, recorded 05/24/2007, Instrument No. 1215524, of Official Records in the office of the Recorder of Grant, County, WA, from MONICA BOWMAN, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, as Grantor(s), to GRANT COUNTY TITLE COMPANY, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR AMERICAN HOME MORTGAGE, as Beneficiary. More Commonly know as 617 S HARBORVIEW ST, MOSES LAKE, WA II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by said Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: PAYMENT INFORMATION From 01/01/2010 To 09/23/2011 Number of Payments 21 Monthly payment $632.54 Total $13,283.34 LATE CHARGE INFORMATION From 01/01/2010 To 09/23/2011 Number of Payments 21 Monthly payment $31.63 Total $664.23 PROMISSORY NOTE INFORMATION Note Dated: May 22, 2007 Note Amount: $183,280.00 Interest Paid to: December 1, 2009 Next Due Date: January 1, 2010 IV. The sum owing on the obligation secured by the DDeed of Trust is: The principal sum of $198,844.41, together with interest as provided in the Note from the December 1, 2009, and such other costs and fees as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by said Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession, encumbrances on 09/23/2011. The defaults referred to in Paragraph III must be cured by 09/12/2011, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 09/12/2011 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee's fees and costs are paid. Payment must be in cash or with a cashier's or certified checks from a State of federally chartered bank. The sale may be terminated any time after the 09/12/2011 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): 617 S HARBORVIEW ST MOSES LAKE, WA 98837 617 SOUTH HARBORVIEW STREET MOSES LAKE, WA 98837 P.O. BOX 1288 SANTA CRUZ, CA 95061 3416 SOUTH GLENMOOR DRIVE MOSES LAKE, WA 98837 by both first class and certified mail on 05/11/2011, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all of their interest in the above- described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com/AUTOMATED SALES INFORMATION PLEASE CALL 714-259-7850 Dated: 06/20/2011 FIDELITY NATIONAL TITLE INSURANCE COMPANY 1920 Main Street, Suite 1120 Irvine, CA 92614 Phone No: 949-252-4900 Juan Enriquez, Authorized Signature ASAP# 4026240 08/26/2011, 09/16/2011

#09006/1852129

Pub.: August 26 & September 16, 2011