NOTICE OF TRUSTEE SALE
Pursuant To the Revised Code of Washington 61 24 et seq File No
2010 110167 NOTICE IS HEREBY GIVEN that the undersigned Trustee
RECONTRUST COMPANY N A on May 20, 2011 at 10:00 AM The Police
Justice Court Building 401 Balsam Street in the City of Moses Lake
WA 98837 State of Washington (subject to any conditions imposed by
the trustee to protect the lender and borrower) will sell at public
auction to the highest and best bidder payable at time of sale the
following described real property situated in the county(ies) of
Grant State of Washington... Commonly Known as 915 7TH AVENUE
SOUTHWEST QUINCY WA
Notice of Trustee's Sate Pursuant To the Revised Code of Washington 61 24 et seq File No 2010 110167 NOTICE IS HEREBY GIVEN that the undersigned Trustee RECONTRUST COMPANY N A on May 20, 2011 at 10:00 AM The Police Justice Court Building 401 Balsam Street in the City of Moses Lake WA 98837 State of Washington (subject to any conditions imposed by the trustee to protect the lender and borrower) will sell at public auction to the highest and best bidder payable at time of sale the following described real property situated in the county(ies) of Grant State of Washington Tax Parcel ID no 04 0525 003 104 1351 001 PARCEL 1 The North 152 40 feet of the East 138 feet of the South 304 80 feet of the Northeast quarter of the Northwest quarter of Section 18 Township 20 North Range 24 E W M Grant County Washington EXCEPT that portion thereof conveyed to the Town of Quincy by deed dated March 13, 1979 recorded March 14, 1979 under Auditor's File No 683219 PARCEL 2 A strip of land situated in Block 1 Sunset View according to the plat thereof recorded in Volume 8 of Plats page 2 records of Grant County Washington described as follows Beginning at the Northeast corner of Lot 12 in said Block 1 thence South 89?55'55" East, a distance of 7 feet to the True Point of Beginning thence South 00?08'20" West, a distance of 5 20 feet thence South 89?55'55" East, a distance of 138 feet thence North 00?08'20" East, a distance of 5 20 feet, thence North 89?55'55" West, a distance of 138 feet to the True Point of Beginning EXCEPT that portion thereof conveyed to the Town of Quincy by deed dated March 13, 1979 recorded March 14, 1979 under Auditor's File No 683219 Commonly Known as 915 7TH AVENUE SOUTHWEST QUINCY WA 98848 which is subject to that certain Deed of Trust dated 04/15/2004 recorded on 04/20/2004 under Auditor's File No 1147060 and Deed of Trust re-recorded on_ under Auditor's File No_ records of Grant County Washington from RANDY FERGUSON AND DEBRA FERGUSON HUSBAND AND WIFE as grantor to LANDSAFE TITLE OF WASHINGTON as Trustee to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC as beneficiary the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC to BAC HOME LOANS SERVICING LP FKA COUNTRYWIDE HOME LOANS SERVICING LP under an Assignment/Successive Assignments recorded under Auditor's File No 1280048 II No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any court by reason of the Grantor's or Borrower's default on the obligation secured by the Deed of Trust. Ill The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: A Monthly Payments $25,751.84 B Late Charges $160.44 C Escrow Deficiency $0.00 D Suspense Balance ($ .00) E Other Fees $1,347.85 Total Arrears $27,260.13 F Trustee s Expenses (Itemization) Trustee s Fee $337.50 Title Report $793.07 Statutory Mailings $25.28 Recording Fees $66.00 Publication $0.00 Posting $200.00 Total Costs $1,421.85 Total Amount Due $28,681.98 Other potential defaults do not involve payment of the Beneficiary. If applicable, each of these defaults must also be cured. Listed below are categories of common defaults, which do not iinvolve payment of money to the Beneficiary. Opposite each such listed default is a brief description of the action/documentation necessary to cure the default. The list does not exhaust all $28,681.98 Other potential defaults do not involve payment of the Beneficiary. If applicable, each of these defaults must also be cured. Listed below are categories of common defaults, which do not iinvolve payment of money to the Beneficiary. Opposite each such listed default is a brief description of the action/documentation necessary to cure the default. The list does not exhaust all possible other defaults; any defaults identified by Beneficiary or Trustee that are not listed below must also be cured. Other default, Action necessary to cure Nonpayment of Taxes/Assessments Deliver to Trustee written proof that all taxes and assessments against the property are paid current Default under any senior lien Deliver to Trustee written proof that all senior liens are paid current and that no other defaults exist. Failure to insure property against hazard Deliver to Trustee written proof that the property is insured against hazard as required by the Deed of Trust. Waste Cease and desist from committing waste, repair all damage to property and maintain property as required in Deed of Trust. Unauthorized sale of property (Due on Sale) Revert title to permitted vestee. IV The sum owing on the obligation secured by the Deed of Trust is Principal Balance of $175,127.13 together with interest as provided in the note or other instrument secured from 10/01/2009 and such other costs and fees as are due under the Note or other instrument secured and as are provided by statute. V The above-described real property will be sold to satisfy the expense of the sale and the obligation secured by the Deed of Trust as provided by statute The sale will be made without warranty express or implied regarding title possession or encumbrances on 05/20/2011 The default(s) referred to in paragraph III together with any subsequent payments late charges advances costs and fees thereafter due must be cured by 05/09/2011 (11 days before the sale date) to cause a discontinuance of the sale The sale will be discontinued and terminated if at any time before the close of the Trustee s business on 05/09/2011 (11 days before the sale date) the defaults(s) as set forth in paragraph III together with any subsequent payments late charges DEBRA FERGUSON 15502 Road 7 NW Quincy WA 98846 RANDY FERGUSON 915 7TH AVENUE SOUTHWEST QUINCY WA 98848 DEBRA FERGUSON 915 7TH AVENUE SOUTHWEST QUINCY WA 98848 by both first class and either certified mail return receipt requested or registered mail on 09/16/2010 proof of which is in the possession of the Trustee and on 09/20/2010 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above and the Trustee has possession of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it a statement of all foreclosure costs and trustee's fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their right, title and interest in the above-described property. IX. Anyone having any objections to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale of the purchaser has the right to evict occupants and tenants by summary proceedings under the unlawful detainer act, Chapter 59.12 RCW For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; and/or any applicable Federal Law. DATED: 02/14/2011 ReconTrust Company, N.A. By STEPHANIE MUNGUIA Its Assistant Secretary ReconTrust Company, N.A. P.O. Box 10284 Van Nuys, CA 91410-0284 Phone: (800) 281-8219 This firm is attempting to collect a debt. Any information obtained will be used for that purpose. The debt set forth on this notice will be assumed to be valid unless you dispute the debt by providing this office with a written notice of your dispute within 30 days of your receipt of this notice, setting forth the basis of your dispute. If you dispute the debt in writing within 30 days, we will obtain and mail verification of the debt to you. If the creditor identified in this notice is different than your original creditor, we will provide you with the name and address of the original creditor if you request this information in writing within 30 days. ASAP# FNMA3911594 04/22/2011, 05/13/2011
#05003/1603670
Pub.: April 22 & May 13, 2011