NOTICE OF TRUSTEE'S SALE
PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET.
SEQ. Loan No: 7429473853 APN: 11-1885-117 TS No: WA-219700-C I.
NOTICE IS HEREBY GIVEN that LSI Title Agency, Inc., the undersigned
Trustee will on 11/29/2010, at 10:00 AM at The Police Justice Court
Building, 401 Balsam Street in the City of Moses Lake, Washington
sell at public auction to the highest and best bidder, payable, in
the form of cash, or cashier's check or certified checks from
federally or State chartered banks, at the time of sale the
following described real property, situated in the County of Grant,
State of Washington, to-wit: LOT 17, BLOCK 1, WESTLAKE SHORES PHASE
II, AS PER PLAT THEREOF RECORDED IN VOLUME 16 OF PLATS, PAGES 6
THROUGH 13, INCLUSIVE, RECORDS OF GRANT COUNTY, WASHINGTON.
Commonly known as: 713 SOUTH LUPINE DRIVE MOSES LAKE,
Washington
PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. Loan No: 7429473853 APN: 11-1885-117 TS No: WA-219700-C I. NOTICE IS HEREBY GIVEN that LSI Title Agency, Inc., the undersigned Trustee will on 11/29/2010, at 10:00 AM at The Police Justice Court Building, 401 Balsam Street in the City of Moses Lake, Washington sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier's check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Grant, State of Washington, to-wit: LOT 17, BLOCK 1, WESTLAKE SHORES PHASE II, AS PER PLAT THEREOF RECORDED IN VOLUME 16 OF PLATS, PAGES 6 THROUGH 13, INCLUSIVE, RECORDS OF GRANT COUNTY, WASHINGTON. Commonly known as: 713 SOUTH LUPINE DRIVE MOSES LAKE, Washington 98837 which is subject to that certain Deed of Trust dated 7/6/2006, recorded 7/10/2006, under Auditor's File No. 1195163, in Book , Page LOAN MODIFICATION RECORDED 11-6-2009 INSTRUMENT NO. 1262953 records of Grant County, Washington, from LARRY L SMITH AND JENNIFER M SMITH, HUSBAND AND WIFE, as Grantor(s), to CHICAGO TITLE, as Trustee, to secure an obligation in favor of "MERS" MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR HOMECOMINGS FINANCIAL NETWORK, INC. A CORPORATION, as Beneficiary, the beneficial interest in which was assigned by "MERS" MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR HOMECOMINGS FINANCIAL NETWORK, INC. A CORPORATION to Deutsche Bank Trust Company Americas as Trustee for RALI 2006QA8 BY: RESIDENTIAL FUNDING COMPANY, LLC, FKA RESIDENTIAL FUNDING CORPORATION, AS ITS ATTORNEY-IN-FACT. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: PAYMENT INFORMATION FROM 9/1/2009 THRU 6/30/2010 NO.PMT 10 AMOUNT $1,343.51 TOTAL $13,435.10 FROM 7/1/2010 THRU 8/20/2010 NO.PMT 2 AMOUNT $1,330.54 TOTAL $2,661.08 LATE CHARGE INFORMATION FROM 9/1/2009 THRU 6/30/2010 NO. LATE CHARGES 10 TOTAL $455.60 FROM 7/1/2010 THRU 8/20/2010 NO. LATE CHARGES 2 TOTAL $91.12 PROMISSORY NOTE INFORMATION Note Dated: 7/6/2006 Note Amount: $336,000.00 Interest PPaid To: 8/1/2009 Next Due Date: 9/1/2009 IV. The amount to cure defaulted payments as of the date of this notice is $23,363.45. Payments and late charges may continue to accrue and additional advances to your loan may be made, it is necessary to contact the beneficiary prior to the time you tender the reinstatement amount so that you may be advised of the exact amount you would be required to pay. As of the dated date of this document the required amount to payoff the obligation secured by the Deed of Trust is: $383,242.92 (note: due to interest, late charges and other charges that may vary after the date of this notice, the amount due for actual loan payoff may be greater). The principal sum of $364,501.35, together with interest as provided in the Note from the 9/1/2009, and such other costs and fees as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 11/29/2010. The defaults referred to in Paragraph III must be cured by 11/18/2010, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 11/18/2010 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashier's or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 11/18/2010 (11 days before the sale date) aand before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): LARRY L SMITH AND JENNIFER M SMITH, HUSBAND AND WIFE 713 SOUTH LUPINE DRIVE MOSES LAKE, Washington 98837 LARRY SMITH and JENNIFER SMITH 1651 LARCH ST LAKE OSWEGO, OR 97034-6027 by both first class and certified mail on 7/20/2010, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. ‰ÛÄ VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. If you are a tenant or subtenant in possession of the property that was purchased, pursuant to section 4 of this act, the purchaser at the trustee's sale may either give you a new rental agreement OR give you a written notice to vacate the property in sixty days or more before the end of the monthly rental period. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: 8/20/2010 LSI Title Agency, Inc. 1111 Main St., #200 Vancouver, WA 98660 Sale Line:: 714-730-2727 Marina Marin Authorized Signatory ASAP# 3700509 10/27/2010, 11/17/2010
#11021/1246784
Pub.: October 27 & November 17, 2010