Notice of Trustee's Sale

| July 16, 2010 2:08 PM

Pursuant to R.C.W. Chapter 61.24, et seq. and 62A.9A-604(a)(2) et seq. Trustee's Sale No: 01-OC-89765 I NOTICE IS HEREBY GIVEN that the undersigned Trustee, REGIONAL TRUSTEE SERVICES CORPORATION, will on August 20, 2010, at the hour of 10:00 AM, at THE POLICE JUSTICE COURT BUILDING, 401 BALSAM STREET, MOSES LAKE, WA, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of GRANT, State of Washington: THE LAND REFERRED TO IS SITUATED IN THE STATE OF WASHINGTON, COUNTY OF GRANT AND IS DESCRIBED AS FOLLOWS: LOT 8, BLOCK K, VISTA VILLAGE ADDITION, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 6 OF PLATS, PAGE(S) 34, RECORDS OF GRANT COUNTY, WASHINGTON, TOGETHER WITH THAT PORTION OF 30 FEET VACATED STREET ADJACENT THERETO, AS VACATED JUNE 25, 1968, BY THE CITY OF MOSES LAKE ORDINANCE NO. 585 AS WOULD REVERT TO SAID PREMISES BY OPERATION OF LAW. Tax Parcel No: 11-1476-000, commonly known as 820 NORTH SUNKIST DRIVE, MOSES LAKE, WA. The Property is subject to that certain Deed of Trust dated 2/16/2007, recorded 2/22/2007 , under Auditor's/Recorder's No. 1209537, records of GRANT County, Washington, from LENA GOMEZ-PEREZ AND SANTIAGO PEREZ JR, WIFE AND HUSBAND, as Grantor, to FIRST AMERICAN TITLE INSURANCE COMPANY, as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR HOME123 CORPORATION, A CALIFORNIA COMPANY, ITS SUCCESSORS AND ASSIGNS, as Beneficiary, the beneficial interest in which is presently held by HSBC BANK USA, N.A., AS TRUSTEE ON BEHALF OF ACE SECURITIES CORP. HOME EQUITY LOAN TRUST AND FOR THE REGISTERED HOLDERS OF ACE SECURITIES CORP. HOME EQUITY LOAN TRUST SERIES 2007-HE4, ASSET BACKED PASS-THROUGH CERTIFICATES.. II No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III The default(s) for which this foreclosure is/are made are as follows: FAILURE TO PAY THE MONTHLY PAYMENT WHICH BECAME DUE ON 7/1/2009, AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Failure to pay when due the following amounts which are now in arrears: Amount due as of May 21, 2010 Delinquent Payments from July 01, 2009 11 payments aat $11,342.69 each $14,7 69.59 (07-01-09 through 05-21-10) Late Charges: $802.90 Beneficiary Advances: $3,592.58 Suspense Credit: $-349.38 TOTAL: $18,815.69 IV The sum owing on the obligation secured by the Deed of Trust is: Principal $130,342.32, together with interest as provided in the note or other instrument secured, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V The above described real property will be sold to satisfy the expenses of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied regarding title, possession, or encumbrances on August 20, 2010. The default(s) referred to in paragraph III must be cured by August 9, 2010 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before August 9, 2010, (11 days before the sale date) the default(s) as set forth in paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated at any time after August 9, 2010, (11 days before the sale date) and before the sale, by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI A written Notice of Default was transmitted by the Beneficiary or TTrustee to the Borrower and Grantor at the following addresses: LENA PEREZ, 820 NORTH SUNKIST DRIVE, MOSES LAKE, WA, 98837 SANTIAGO PEREZ, 820 NORTH SUNKIST DRIVE, MOSES LAKE, WA, 98837 by both first class and certified mail on 4/16/2010, proof of which is in the possession of the Trustee; and on 4/16/2010, the Borrower and Grantor were personally served with said written notice of default or the written Notice of Default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII The Trustee's Sale will be held in accordance with Ch. 61.24 RCW and anyone wishing to bid at the sale will be required to have in his/her possession at the time the bidding commences, cash, cashier's check, or certified check in the amount of at least one dollar over the Beneficiary's opening bid. In addition, the successful bidder will be required to pay the full amount of his/her bid in cash, cashier's check, or certified check within one hour of the making of the bid. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all of their interest in the above described property. IX Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's Sale. X NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceeding under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with section 2 of this act. DATED: May 17, 2010 Effective Date: REGIONAL TRUSTEE SERVICES CORPORATION Trustee by CHAD JOHNSON, AUTHORIZED SIGNATURE Address: 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: 206-340-2550 Sale Information: www.rtrustee.com ASAP# 3576357 07/16/2010, 08/06/2010

#08006/1090735

Pub.: July 16 & August 6, 2010