Notice of Trustee Sale

NOTICE OF TRUSTEE SALE

Notice of Trustee s Sale Pursuant To the Revised Code of Washington 61 24 et seq File No 2008-100923 NOTICE IS HEREBY GIVEN that the undersigned Trustee RECONTRUST COMPANY on January 28 2011 at 10 00 AM The Police Justice Court Building 401 Balsam Street in the City of Moses Lake WA 98837 State of Washington (subject to any conditions imposed by the trustee to protect the lender and borrower) will sell at public auction to the highest and best bidder payable at time of sale the following described real property situated in the county(ies) of Grant State of Washington Tax Parcel ID no 121264000 LOTS1 2 3 12 13 AND 14 BLOCK 15 GEORGE URQUHARTS PLAT OF KRUPP ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 1 OF PLATS PAGE 19 RECORDS OF GRANT COUNTY WASHINGTON Commonly Known as 419 1ST AVENUE WEST MARLIN WA 98832 which is subject to that certain Deed of Trust dated 12/20/2006 recorded on 12/29/2006 under Auditors File No 1206335 and Deed of Trust re recorded on, under Auditors File No _ records of Grant County Washington from HARVEY L RUSSELL ALSO APPEARING OF RECORD AS HARVEY LEROY RUSSEL UNMARRIED MAN AS HIS SEPARATE ESTATE as grantor to CHICAGO TITLE INSURANCE COMPANY as Trustee to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC as beneficiary the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC to U S BANK NATIONAL ASSOCIATION AS TRUSTEE FOR THE CERTIFICATE HOLDERS CITI GROUP MORTGAGE LOAN TRUST INC ASSET BACKED PASS THROUGH CERTIFICATES SERIES 2007 AHL3 under an Assignment/Successive Assignments recorded under Auditor s File No 1264166 II No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any court by reason of the Grantor s or Borrower s default on the obligation secured by the Deed of Trust III The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults A Monthly Payments $22,664.91 B Late Charges $76.54 C Beneficiary Advances $4,584.04 D Suspense Balance ($.00) E Other Fees $52.20 Total Arrears $27,377.69 F Trustee s Expenses (Itemization) Trustee s Fee $337.50 Title Report $539.50 Statutory Mailings $761.17 Recording Fees $194.00 Publication $1,359.30 Posting $300.00 Total Costs $3,491.47 Total Amount Due $30,869.16 Other default, Action necessary to cure Nonpayment of Taxes/Assessments Deliver to Trustee written proof that all taxes and assessments against the property are paid current Default under any senior lien Deliver to Trustee written proof that all senior liens are psaid current and that no other defaults exist. Failure to insure property against hazard Deliver to Trustee written proof that the property is insured against hazard as required by the Deed of Trust. Waste Cease and desist from committing waste, repair all damage to property and maintain property as required in Deed of Trust. Unauthorized sale of property (Due on Sale) Revert title to permitted vestee. IV. The sum owing on the obligation secured by the Deed of Trust is: Principal Balance of $75,801.57, together with interest as provided in the note or other instrument secured from 05/01/2008 and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of the sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied regarding title, possession, or encumbrances on 01/28/2011. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 01/17/2011 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the close of the Trustee's business on 01/17/2011 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 01/17/2011 (11 days before the sale date), and before the sale by the Borrower, Grantor, and Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust. VI. A written nnotice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): HARVEY L RUSSELL 7443 Blockdale Rd Careywood ID 83809 HARVEYL RUSSELL 419 1ST AVENUE WEST MARLIN WA 98832 HARVEY L RUSSELL 6535 GLENWOOD DR SW TUMWATER WA 98512 HARVEY LEROY RUSSELL 6535 GLENWOOD DR SW TUM WATER WA 98512 HARVEY L RUSSELL 413 FOLEY ROAD MARLIN WA 98832 HARVEY L RUSSELL 7443 Blockdale Rd Careywood ID 83809 HARVEY LEROY RUSSELL 419 1ST AVENUE WEST MARLIN WA 98832 by both first class and either certified mail, return receipt requested, or registered mail on 09/25/2008, proof of which is in the possession of the Trustee; and on 09/25/2008 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it a statement of all foreclosure costs and trustee's fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their right, title and interest in the above-described property. IX. Anyone having any objections to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale of the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW For tenant occupied property the purchaser shall provide a tenant with written notice in accordance with RCW 61.24 060 and/or any applicable Federal Law DATED: 10/26/08 ReconTrust Company, N.A. By Norine Scida Its Assistant Secretary RECONTRUST COMPANY, N.A. P O BOX 10284 Van Nuys, CA 91410-0284 Phone (800) 281-8219 Agent for service of process CT Corporation Systems 1801 West Bay Drive NW Ste 206 Olympia WA 98502 Phone (360) 357-6794 This firm is attempting to collect a debt. Any information obtained will be used for that purpose. The debt set forth on this notice will be assumed to be valid unless you dispute the debt by providing this office with a written notice of your dispute within 30 days of your receipt of this notice, setting forth the basis of your dispute. If you dispute the debt in writing within 30 days, we will obtain and mail verification of the debt to you. If the creditor identified in this notice is different than your original creditor, we will provide you with the name and address of the original creditor if you request this information in writing within 30 days. ASAP# 3789451 12/30/2010, 01/20/2011

#01018/1387052

Pub.: December 30, 2010 & January 20, 2011