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NOTICE OF TRUSTEE SALE

| October 30, 2009 9:00 PM

NOTICE OF TRUSTEE'S SALE Pursuant to R.C.W. Chapter 61.24, et seq. and 62A.9A-604(a)(2) et seq. Trustee's Sale No: 01-FMB-77735 I NOTICE IS HEREBY GIVEN that the undersigned Trustee, REGIONAL TRUSTEE SERVICES CORPORATION, will on November 13, 2009, at the hour of 10:00 AM, at THE POLICE JUSTICE COURT BUILDING, 401 BALSAM STREET, MOSES LAKE, WA, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of GRANT, State of Washington: LOT 2, BLOCK 2, BLUFF WEST MAJOR PLAT, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 25 OF PLATS, PAGES 10-14, RECORDS OF GRANT COUNTY, WASHINGTON. Tax Parcel No: 09-0629-414, commonly known as 636 NORTH DOVE COURT, MOSES LAKE, WA. The Property is subject to that certain Deed of Trust dated 5/7/2007, recorded 5/9/2007, under Auditor's/Recorder's No. 1214469, records of GRANT County, Washington, from CHARLES TUDOR AND RANI TUDOR HUSBAND AND WIFE, as Grantor, to SECURITY TITLE GUARANTY, as Trustee, in favor of INDYMAC BANK, FSB, as Beneficiary, the beneficial interest in which is presently held by OneWest Bank FSB. II No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. Ill The default(s) for which this foreclosure is/are made are as follows: FAILURE TO PAY THE MONTHLY PAYMENT WHICH BECAME DUE ON 2/1/2009, AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Failure to pay when due the following amounts which are now in arrears: Amount due as of August 14, 2009 Delinquent Payments from February 01, 2009 5 payments at $2,321.33 each $11,606.652 payments at $3,588.29 each $7,176. 58 (02-01-09 through 08-14-09) Late Charges: $567.68 Beneficiary Advances: $44.00 Suspense Credit: $-299.81 TOTAL: $19,095.10 IV The sum owing on the obligation secured by the Deed of Trust is: Principal $355,548.42, together with interest as provided in the note or other instrument secured, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V The above described real property will be sold to satisfy the expenses of sale and the obligation secured by the Deed of Trust aas provided by statute. The sale will be made without warranty, express or implied regarding title, possession, or encumbrances on November 13, 2009. The default(s) referred to in paragraph III must be cured by November 2, 2009 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before November 2, 2009, (11 days before the sale date) the default(s) as set forth in paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated at any time after November 2, 2009, (11 days before the sale date) and before the sale, by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: CHARLES TUDOR, 636 NORTH DOVE COURT, MOSES LAKE, WA, 98837 CHARLES TUDOR, PO BOX 655, LAKE STEVENS, WA, 98288 CHARLES TUDOR, 5229 87TH AVENUE NORTHEAST, MARYSVILLE, WA, 98858 CHARLES TUDOR, 3712 WEST LAKESHORE DRIVE, MOSES LAKE, WA, 98837 CHARLES TUDOR, 626 NORTH DOVE COURT, MOSES LAKE, WA, 98837 RANI TUDOR, 626 NORTH DOVE COURT, MOSES LAKE, WA, 98837 RANI TUDOR, 3712 WEST LAKESHORE DRIVE, MOSES LAKE, WA, 98837 RANI TUDOR, 5229 87TH AVENUE NORTHEAST, MARYSVILLE, WA, 98858 RANI TUDOR, 636 NORTH DOVE COURT, MOSES LAKE, WA, 98837 RANI TUDOR, PO BOX 655, LAKE STEVENS, WA, 98288 by both first class and certified mail on 6/22/2009, proof of which is in the possession of the Trustee; and on 6/23/2009, the Borrower and Grantor were personally served with said written notice of default or the written Notice of Default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII The Trustee's Sale will be held in accordance with Ch. 61.24 RCW and anyone wishing to bid at the sale will be required to have in his/her possession at the time the bidding commences, cash, cashier's check, or certified check in the amount of at least one dollar over the Beneficiary's opening bid. In addition, the successful bidder will be required to pay the full amount of his/her bid in cash, cashier's check, or certified check within one hour of the making of the bid. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all of their interest in the above described property. IX Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's Sale. X NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceeding under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with section 2 of this act. DATED: August 11, 2009. Effective Date: July 24, 2009 REGIONAL TRUSTEE SERVICES CORPORATION Trustee By: ANNA EGDORF, AUTHORIZED AGENT Address: 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: www.rtrustee.com ASAP# 3225372 10/09/2009, 10/30/2009

#10025/694610

Pub.: October 9 & 30, 2009

NOTICE OF TRUSTEES SALE

NOTICE OF TRUSTEE'S SALE Pursuant to R.C.W. Chapter 61.24, et seq. and 62A.9A-604(a)(2) et seq. Trustee's Sale No: 01-FMB-78591 NOTICE IS HEREBY GIVEN that the undersigned Trustee, REGIONAL TRUSTEE SERVICES CORPORATION, will on November 13, 2009, at the hour of 10:00 AM, at THE POLICE JUSTICE COURT BUILDING, 401 BALSAM STREET, MOSES LAKE, WA, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of GRANT, State of Washington: LOT 26, DESERT RIDGE MAJOR PLAT PHASE ONE, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 23 OF PLATS, PAGES 92-96, RECORDS OF GRANT COUNTY, WASHINGTON. Tax Parcel No: 12-1928-526, commonly known as 164 ROAD 14 NORTHEAST, MOSES LAKE, WA. The Property is subject to that certain Deed of Trust dated 3/5/2007, recorded 3/13/2007, under Auditor's/Recorder's No. 1210657, records of GRANT County, Washington, from VADIM DZYUBAK AND YANA DZYUBAK HUSBAND AND WIFE, as Grantor, to OLD REPUBLIC NATIONAL TITLE INSURANCE CO., as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR ITS SUCCESSORS AND ASSIGNS, as Beneficiary, the beneficial interest in which is presently held by OneWest Bank FSB. II No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. Ill The default(s) for which this foreclosure is/are made are as follows: FAILURE TO PAY THE MONTHLY PAYMENT WHICH BECAME DUE ON 3/1/2009, AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Failure to pay when due the following amounts which are now in arrears: Amount due as of August 14, 2009 Unpaid Principal: $53,945.06 Interest: $3,871.69 Accrued Late Charges: $29.78 Beneficiary Advances: $22.00 Suspense Credit: $0.00 TOTAL: $57,868.53 IV The sum owing on the obligation secured by the Deed of Trust is: Principal $53,945.06, together with interest as provided in the note or other instrument secured, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V The above described real property will be sold to satisfy the expenses of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied regarding title, possession, or encumbrances on November 13, 2009. The sale will be discontinued and terminated if at any time on or before the sale, the default(s) as set forth in paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated at any time before the sale, by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust. VI A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: VADIM DAZYUBAK, 164 ROAD 14 NORTHEAST, MOSES LAKE, WA, 98837 VADIM DAZYUBAK, 408 ANDERSON STREET NORTHWEST, ORTING, WA, 98360 VADIM DAZYUBAK, 164 ROAD NORTHEAST, MOSES LAKE, WA, 98837 VADIM DZYUBAK, 164 ROAD NORTHEAST, MOSES LAKE, WA, 98837 VADIM DZYUBAK, 408 ANDERSON STREET NORTHWEST, ORTING, WA, 98360 VADIM DZYUBAK, 164 ROAD 14 NORTHEAST, MOSES LAKE, WA, 98837 VADIM P. DAZYUBAK, 164 ROAD 14 NORTHEAST, MOSES LAKE, WA, 98837 VADIM P. DAZYUBAK, 164 ROAD NORTHEAST, MOSES LAKE, WA, 98837 VADIM P. DAZYUBAK, 408 ANDERSON STREET NORTHWEST, ORTING, WA, 98360 YANA DAZYUBAK, 164 ROAD NORTHEAST, MOSES LAKE, WA, 98837 YANA DAZYUBAK, 164 ROAD 14 NORTHEAST, MOSES LAKE, WA, 98837 YANA DAZYUBAK, 408 ANDERSON STREET NORTHWEST, ORTING, WA, 98360 YANA DZYUBAK, 164 ROAD 14 NORTHEAST, MOSES LAKE, WA, 98837 YANA DZYUBAK, 408 ANDERSON STREET NORTHWEST, ORTING, WA, 98360 YANA DZYUBAK, 164 ROAD NORTHEAST, MOSES LAKE, WA, 98837 by both first class and certified mail on 6/30/2009, proof of which is in the possession of the Trustee; and on 6/30/2009, the Borrower and Grantor were personally served with said written notice of default or the written Notice of Default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII The Trustee's Sale will be held in accordance with Ch. 61.24 RCW and anyone wishing to bid at the sale will be required to have in his/her possession at the time the bidding commences, cash, cashier's check, or certified check in the amount of at least one dollar over the Beneficiary's opening bid. In addition, the successful bidder will be required to pay the full amount of his/her bid in cash, cashier's check, or certified check within one hour of the making of the bid. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all of their interest the above-described property. IX Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's Sale. X NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceeding under the Unlawful Detainer Act, Chapter 59.12 RCW. XI Notwithstanding the use of the term "reinstatement", this obligation is fully mature and the entire principal balance is due and payable, together with interest, costs, fees and advances as set forth above. DATED: August 10, 2009. Effective Date: July 31, 2009 REGIONAL TRUSTEE SERVICES CORPORATION Trustee By: ANNA EGDORF, AUTHORIZED AGENT Address: 616 1st Avenue, Suite 500 Seattle, WA 98104 Sale Information: www.rtrustee.com ASAP# 3224016 10/09/2009, 10/30/2009.

#10026/694687

Pub.: October 9 & 30, 2009

CITY OF MOSES LAKE

REVISED

NOTICE OF FILING OF 2010 PRELIMINARY BUDGET

PUBLIC HEARING NOTICE

The Preliminary Budget for the 2010 fiscal year has been filed with the Finance Director. Copies of the preliminary budget may be examined and/or obtained at the Office of the Finance Director during normal business hours.

The City Council shall meet on November 10, 2009 at 7 p.m. in the Council Chambers and following a public hearing, shall consider the first reading of an ordinance adopting the 2010 budget. The City Council shall meet on November 24, 2009 at 7 p.m. in the Council Chambers and consider the second reading of an ordinance fixing and adopting the 2010 budget. Any taxpayer will have the right to appear and provide written and oral comments for or against any part of the budget and ask questions concerning the entire budget at the public hearing.

Dated: October 12, 2009

Ronald R. Cone

Finance Director

#10037/702569

Pub.: October 16 & 30, 2009

CITY OF MOSES LAKE

PUBLIC HEARING NOTICE

REVENUE SOURCES FOR CITY'S 2010 CURRENT EXPENSE BUDGET

SETTING PROPERTY TAX LEVY

The City Council shall meet on October 27, 2009 at 7 p.m. in the Council Chambers pursuant to RCW 84.55.120 and hold a public hearing on revenue sources for the city's 2010 current expense budget and on the estimated amount of property taxes to be received from assessed valuations on property within the City of Moses Lake. "Current expense budget" means that budget which is primarily funded by taxes and charges and reflects the provision of on-going services. "Current expense budget" does not mean the capital, enterprise, or special assessment budgets of the city. The hearing shall include consideration of possible increases in property tax revenues. The proposed 2009 property tax levy for collection in 2010 is $10,000,000, which is the amount levied in 2008 for collection in 2009, plus an increase of 1.00% on the maximum tax rate allowed by law which is an estimated increase of $51,964.17 plus an increase equal to the amount allowed under the new construction provisions of RCW 84.55.010, any increase due to the annexation of new territory and any increase in the value of state-assessed utility property. After the October 27, 2009 public hearing the City Council shall consider the first reading of an ordinance setting the 2010 property tax levy. The City Council shall then meet on November 10, 2009 at 7 p.m. in the Council Chambers and consider the second reading of an ordinance setting the 2010 property tax levy.

Dated: October 12, 2009

Ronald R. Cone

Finance Director

#10038/702604

Pub.: October 16 & 30, 2009

NOTICE OF TRUSTEE'S SALE

Trustee's Sale No: 01-FEE-78776 Pursuant to R.C.W. Chapter 61.24, et seq. and 62A.9A-604(a)(2) et seq. I NOTICE IS HEREBY GIVEN that the undersigned Trustee, REGIONAL TRUSTEE SERVICES CORPORATION, will on December 4, 2009, at the hour of 10:00 AM, at THE POLICE JUSTICE COURT BUILDING, 401 BALSAM STREET, MOSES LAKE, WA, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of GRANT, State of Washington: LOT 12, MEADOWS FIRST ADDITION, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 19 OF PLATS, PAGES 27 THRU 30, RECORDS OF GRANT COUNTY, WASHINGTON. Tax Parcel No: 12-0724-112, commonly known as LOT 12 MEADOWS ADDITION (MAY ALSO BE KNOWN AS 5602 RD 6.6 NE), MOSES LAKE, WA. The Property is subject to that certain Deed of Trust dated 6/9/2004, recorded 6/11/2004 , under Auditor's/Recorder's No. 1150371, rerecorded under Auditor's/Recorder's No. 1168536, and rerecorded under Auditor's/Recorder's No. 1188023, records of GRANT County, Washington, from SCOTT R HICKMAN & KATHERINE HICKMAN, HUSBAND AND WIFE, as Grantor, to CHICAGO TITLE, as Trustee, in favor of FIRST HORIZON CORPORATION D/B/A FIRST HORIZON HOME LOANS, as Beneficiary, the beneficial interest in which is presently held by EverHome Mortgage Company. II No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. Ill The default(s) for which this foreclosure is/are made are as follows: FAILURE TO PAY THE MONTHLY PAYMENT WHICH BECAME DUE ON 10/1/2008, AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Failure to pay when due the following amounts which are now in arrears: Amount due as of September 4, 2009 Delinquent Payments from October 01, 2008 8 payments at $1,946.94 each $15,575.52 4 payments at $1,836.51 each $ 7,346.04 (10-01-08 through 09-04-09) Late Charges: $794.67 Beneficiary Advances: $81.00 Suspense Credit: $ 0.00 TOTAL: $23,797.23 IV The sum owing on the obligation secured by the Deed of Trust is: Principal $269,005.60, together with interest as provided in the note or other instrument secured, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V The above described real property will be sold to satisfy the expenses of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied regarding title, possession, or encumbrances on December 4, 2009. The default(s) referred to in paragraph III must be cured by November 23, 2009 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before November 23, 2009, (11 days before the sale date) the default(s) as set forth in paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated at any time after November 23, 2009, (11 days before the sale date) and before the sale, by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: KATHERINE HICKMAN, 1100 HAYDEN DRIVE, MOSES LAKE, WA, 98837 KATHERINE HICKMAN, LOT 12 MEADOWS ADDITION, MOSES LAKE, WA, 98837 KATHERINE HICKMAN, 5602 ROAD 6.6 NORTHEAST, MOSES LAKE, WA, 98837 KATHERINE HICKMAN, 1100 EAST HAYDEN DRIVE, MOSES LAKE, WA, 98837 SCOTT R HICKMAN, 1100 HAYDEN DRIVE, MOSES LAKE, WA, 98837 SCOTT R HICKMAN, 1100 EAST HAYDEN DRIVE, MOSES LAKE, WA, 98837 SCOTT R HICKMAN, 5602 ROAD 6.6 NORTHEAST, MOSES LAKE, WA, 98837 SCOTT R HICKMAN, LOT 12 MEADOWS ADDITION, MOSES LAKE, WA, 98837 by both first class and certified mail on 7/1/2009, proof of which is in the possession of the Trustee; and on 7/1/2009, the Borrower and Grantor were personally served with said written notice of default or the written Notice of Default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII The Trustee's Sale will be held in accordance with Ch. 61.24 RCW and anyone wishing to bid at the sale will be required to have in his/her possession at the time the bidding commences, cash, cashier's check, or certified check in the amount of at least one dollar over the Beneficiary's opening bid. In addition, the successful bidder will be required to pay the full amount of his/her bid in cash, cashier's check, or certified check within one hour of the making of the bid. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all of their interest in the above described property. IX Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's Sale. X NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceeding under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with section 2 of this act. DATED: September 1, 2009. EffectiveDate: REGIONAL TRUSTEE SERVICES CORPORATION Trustee MELISSA HJORTEN, ASSISTANT VICE PRESIDENT Address: 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: www.rtrustee.com ASAP# 3251868 10/30/2009, 11/20/2009

#11017/717110

Pub.: October 30 & November 20, 2009