NOTICE OF TRUSTEE SALE
Notice of Trustee's Sale Pursuant To the Revised Code of Washington 61.24, et seq. On August 21, 2009 at 10:00AM Inside the main lobby of the: Police Justice Building, (Balsam Street Entrance) 401 South Balsam, Moses Lake, State of Washington, the undersigned Trustee, RECONTRUST COMPANY, N.A., (subject to any conditions imposed by the trustee to protect the lender and borrower) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property, situated in the county(ies) of Grant, State of Washington: Tax Parcel ID no.: 12-0294-035 LOT 29, LAKESHORE ACRES, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 10 OF PLATS, PAGE 8, RECORDS OF GRANT COUNTY, WASHINGTON. Commonly Known as: 6677 D.5 NE, MOSES LAKE, WA 98837 which is subject to that certain Deed of Trust dated 03/27/2007, recorded on 04/27/2007, under Auditor's File No. 1213690 and Deed of Trust re-recorded on ___, under Auditor's File No. __, records of Grant County, Washington from VERGIL L BACKES, III AND MICHELLE P BACKES, HUSBAND AND WIFE, as grantor, to LANDSAFE TITLE OF WASHINGTON, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as beneficiary. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any court by reason of the Grantor's or Borrower's default on the obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: A. Monthly Payments $15,148.00 B. Late Charges $265.77 C. Beneficiary Advances $ 44.00 D. Suspense Balance ($703.41) E. Other Fees $ 0.00 Total Arrears $14,754.36 F. Trustee's Expenses (Itemization) Trustee's Fee $337.50 Title Report 1008.97 Statutory Mailings $21.96 Recording Fees $88.00 Publication $ .00 Posting $200.00 Total Costs $1,656.43 Total Amount Due: $16,410.79 Other potential defaults do not involve payment of the Beneficiary. If applicable, each of these defaults must also be cured. Listed below are categories of common defaults, which do not involve payment of money to the Beneficiary. Opposite each such listed default is a brief description of the action/documentation necessary to cure the default. The list does not exhaust all possible other defaults; any defaults identified by Beneficiary or Trustee that are not listed below must also be cured. OTHER DEFAULT ACTION NECESSARY TO CURE Nonpayment of Taxes/Assessments Deliver to Trustee written proof that all taxes and assessments against the property are paid current Default under any senior lien Deliver to Trustee written proof that all senior liens are paid current and that no other defaults exist. Failure to insure property against hazard Deliver to Trustee written proof that the property is insured against hazard as required by the Deed of Trust. Waste Cease and desist from committing waste, repair all damage to property and maintain property as required in Deed of Trust. Unauthorized sale of property (Due on Sale) Revert title to permitted vestee. IV. The sum owing on the obligation secured by the Deed of Trust is: Principal Balance of $279,045.30, together with interest as provided in the note or other instrument secured from 11/01/2008 and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of the sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied regarding title, possession, or encumbrances on 08/21/2009. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 08/10/2009 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the close of the Trustee's business on 08/10/2009 (11 days before the sale date), the defaults(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 08/10/2009 (11 days before the sale date), and before the sale by the Borrower, Grantor, and Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust. VI A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): VERGIL L BACKES, III 6677 D.5 NE MOSES LAKE, WA, WA 98837 VERGIL L BACKES, III 6677 D.5 NE MOSES LAKE, WA 98837 MICHELLE P BACKES 6677 D.5 NE MOSES LAKE, WA, WA 98837 MICHELLE P BACKES 6677 D.5 NE MOSES LAKE, WA 98837 VERGIL L BACKES6677 D.5 NE MOSES LAKE, WA 98837 by both first class and either certified mail, return receipt requested, or registered mail on 04/06/2009, proof of which is in the possession of the Trustee; and on 04/07/2009 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it a statement of all foreclosure costs and trustee's fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their right, title and interest in the above-described property. IX. Anyone having any objections to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale of the purchaser has the right to evict occupants and tenants by summary proceedings under the unlawful detainer act, Chapter 59.12 RCW. DATED: May 16, 2009 RECONTRUST COMPANY, N.A. By: B. P. Flores Its: Assistant Secretary RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281-8219 (TS# 09-0043778) 1006.47768-FEI
#08009/583492
Pub.: July 21 and August 11, 2009
NOTICE OF TRUSTEE SALE
Notice of Trustee's Sale Pursuant To the Revised Code of Washington 61.24, et seq. On August 21, 2009 at 10:00AM Inside the main lobby of the: Police Justice Building, (Balsam Street Entrance) 401 South Balsam, Moses Lake, State of Washington, the undersigned Trustee, RECONTRUST COMPANY, N.A., (subject to any conditions imposed by the trustee to protect the lender and borrower) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property, situated in the county(ies) of Grant, State of Washington: Tax Parcel ID no.: 04-0031-000 ALL THAT CERTAIN PARCEL OF LAND SITUATED IN THE COUNTY OF GRANT, STATE OF WASHINGTON, BEING KNOWN AND DESIGNATED AS LOT 1, BLOCK 4, ORIGINAL TOWNSITE OF QUINCY, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 1 OF PLATS, PAGE 9, RECORDS OF GRANT COUNTY, WASHINGTON. Commonly Known as: 204 B ST SW, QUINCY, WA 98848-1205 which is subject to that certain Deed of Trust dated 01/26/2008, recorded on 02/04/2008, under Auditor's File No. 1231146 and Deed of Trust re-recorded on ___, under Auditor's File No. __, records of Grant County, Washington from GENA A WESTRA, AND RICK G WESTRA, WIFE AND HUSBAND, as grantor, to 1 FIDELITY NATIONAL TITLE INSURANCE CO, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as beneficiary. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any court by reason of the Grantor's or Borrower's default on the obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: A. Monthly Payments $8,396.02 B. Late Charges $ 79.50 C. Beneficiary Advances $ 15.00 D. Suspense Balance $ 0.00 E. Other Fees $ 0.00 Total Arrears $8,490.52 F. Trustee's Expenses (Itemization) Trustee's Fee $337.50 Title Report 539.5 Statutory Mailings $10.98 Recording Fees $88.00 Publication $ .00 Posting $200.00 Total Costs $1,175.98 Total Amount Due: $9,666.50 Other potential defaults do not involve payment of the Beneficiary. If applicable, each of these defaults must also be cured. Listed below are categories of common defaults, which do not involve payment of money to the Beneficiary. Opposite each such listed default is a brief description of the action/documentation necessary to cure the default. The list does not exhaust all possible other defaults; any defaults identified by Beneficiary or Trustee that are not listed below must also be cured. OTHER DEFAULT ACTION NECESSARY TO CURE Nonpayment of Taxes/Assessments Deliver to Trustee written proof that all taxes and assessments against the property are paid current Default under any senior lien Deliver to Trustee written proof that all senior liens are paid current and that no other defaults exist. Failure to insure property against hazard Deliver to Trustee written proof that the property is insured against hazard as required by the Deed of Trust. Waste Cease and desist from committing waste, repair all damage to property and maintain property as required in Deed of Trust. Unauthorized sale of property (Due on Sale) Revert title to permitted vestee. IV. The sum owing on the obligation secured by the Deed of Trust is: Principal Balance of $77,517.06, together with interest as provided in the note or other instrument secured from 06/01/2008 and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of the sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied regarding title, possession, or encumbrances on 08/21/2009. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 08/10/2009 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the close of the Trustee's business on 08/10/2009 (11 days before the sale date), the defaults(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 08/10/2009 (11 days before the sale date), and before the sale by the Borrower, Grantor, and Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust. VI A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): GENA A WESTRA 204 B ST SW QUINCY, WA 98848-1205 RICK G WESTRA 204 B ST SW QUINCY, WA 98848-1205 by both first class and either certified mail, return receipt requested, or registered mail on 04/07/2009, proof of which is in the possession of the Trustee; and on 04/07/2009 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it a statement of all foreclosure costs and trustee's fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their right, title and interest in the above-described property. IX. Anyone having any objections to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale of the purchaser has the right to evict occupants and tenants by summary proceedings under the unlawful detainer act, Chapter 59.12 RCW. DATED: May 16, 2009 RECONTRUST COMPANY, N.A. By: B. P. Flores Its: Assistant Secretary RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281-8219 (TS# 09-0044278) 1006.47896-FEI
#08010/583505
Pub.: July 21 and August 11, 2009