NOTICE
File No.: 7037.16161 Grantors: Northwest Trustee Services, Inc. Chase Home Finance LLC Grantee: James Shadoff and Regina Shadoff, husband and wife Tax Parcel ID No.: 141347470 Abbreviated Legal: Lot 18, BLK 9, Sunserra at Crescent Bar, Phase 3 Notice of Trustee's Sale Pursuant to the Revised Code of Washington 61.24, et seq. I. On December 5, 2008, at 10:00 a.m. inside the main lobby of the Police Justice Building (Balsam Street Entrance) 401 South Balsam in the City of Moses Lake, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property "Property", situated in the County(ies) of Grant, State of Washington: PARCEL A: Lot 18, Sunserra at Crescent Bar Phase Three Final P.U.D. Map, according to the plat thereof recorded in Volume 24 of Plats, Page(s) 26 thru 36, records of Grant County, Washington. PARCEL B: Garage Number G118, as created and shown in the Declaration of Covenants, Conditions, Restrictions, Reservations and Easements as recorded June 10, 2005, in Grant County, Washington, under Auditor's File No. 1170863 and by Amendment recorded June 20, 2005, under Auditor's File No. 1171437 and July 15, 2005, under Auditor's File No. 1173028 and December 1, 2005, under Auditor's File No. 1181429 and March 21, 2006, under Auditor's File No. 118438 and June 26, 2006, under Auditor's File No. 1194269 and by Amendment recorded March 8, 2007, under Auditor's File Number 1210402. PARCEL C: A nonexclusive easement for ingress and egress to provide access to the garage unit over the common areas as shown on the plats of Sunserra at Crescent Bar Phase One-Final P.U.D. recorded in Volume 23 of plats, pages 53-60, Sunserra at Crescent Bar Phase Two Final P.U.D. Map, recorded in Volume 23 of plats pages 80-84, Sunserra at Crescent Bar Phase Three, Final P.U.D. Map, recorded in Volume 24 of plats, pages 26-36, records of Grant County, Washington and as described in Section 3.3 of the Declaration of Covenants, Conditions, Restrictions, Reservations and Easements as recorded June 10, 2005, under Auditor's File No. 1170863. Commonly known as: 9278 Canyon Drive NW QUINCY, WA 98848 which is subject to that certain Deed of Trust dated 06/12/07, recorded on 06/18/07, under Auditor's File No. 1217285, records of Grant County, Washington, from James Shadoff and Regina Shadoff, husband and wife, as Grantor, to Security Title Guaranty, as Trustee, to secure an obligation "Obligation" in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for My Neighborhood Mortgage Company, LLC, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. to Chase Home Finance LLC, under an Assignment/Successive Assignments recorded under Auditor's File No. 1240653. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property's full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor's or Borrower's default on the Obligation. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate by 08/28/2008 Monthly Payments $13,665.00 Late Charges $507.65 Lender's Fees & Costs $14.00 Total Arrearage $14,186.65 Trustee's Expenses (Itemization) Trustee's Fee $607.50 Title Report $1,122.16 Statutory Mailings $22.96 Recording Costs $28.00 Postings $57.50 Total Costs $1,838.12 Total Amount Due: $16,024.77 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $342,000.00, together with interest as provided in the note or other instrument evidencing the Obligation from 03/01/08, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on December 5, 2008. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 11/24/08 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the close of the Trustee's business on 11/24/08 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 11/24/08 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS JAMES SHADOFF 9278 Canyon Drive NW QUINCY, WA 98848 JAMES SHADOFF 15508 27TH DR SE MILL CREEK, WA 98012 REGINA SHADOFF 9278 Canyon Drive NW QUINCY, WA 98848 REGINA SHADOFF 15508 27TH DR SE MILL CREEK, WA 98012 by both first class and either certified mail, return receipt requested on 07/22/08, proof of which is in the possession of the Trustee; and on 07/22/08 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all foreclosure costs and trustee's fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their right, title and interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the unlawful detainer act, Chapter 59.12 RCW. The trustee's rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 08/28/2008 Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Becky Baker (425) 586-1900. (TS# 7037.16161) 1002.94922-FEI
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