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Notice of Trustee's Sale

| March 27, 2007 9:00 PM

Pursuant to the Revised Code of Washington 61.24, et seq.

I.

On April 6, 2007, at 10:00 a.m. inside the main lobby of the Police Justice Building (Balsam Street Entrance) 401 South Balsam in the City of Moses Lake, State of Washington, the undersigned Trustee (subject to any conditions imposed by the trustee to protect lender and borrower) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property, situated in the County(ies) of Grant, State of Washington:

Tax Parcel ID No.: 13-0085-214

Abbreviated Legal: Lt 1 Beasley Terrace

Lot 14, Beasley Terrace, according to the plat thereof recorded in Volume 20 of plats, pages 26 and 27. Records of Grant County, Washington.

Commonly known as: 222 K STREET NORTHEAST

EPHRATA, WA 98823

which is subject to that certain Deed of Trust dated 11/15/01, recorded on 11/20/01, under Auditor's File No. 1092880, records of Grant County, Washington, from Gary L. Carroll and Jennifer D. Carroll, husband and wife., as Grantor, to Chicago Title, as Trustee, to secure an obligation in favor of Major Mortgage, as Beneficiary, the beneficial interest in which was assigned by Major Mortgage to CitiMortgage, Inc., under an Assignment/Successive Assignments recorded under Auditor's File No. 1096303.

II.

No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Grantor's or Borrower's default on the obligation secured by the Deed of Trust.

III.

The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults:

Amount due to reinstate by

01/03/2007

A. Monthly Payments $4,529.64

B. Late Charges $120.35

C. Advances $58.00

D. Other Arrears $0.00

Total Arrearage $4,707.99

E. Trustee's Expenses

(Itemization)

Trustee's Fee $506.25

Attorneys' Fees $0.00

Title Report $582.66

Process Service $115.00

Statutory Mailings $78.00

Recording Fees $47.00

Publication $0.00

Other $0.00

Total Costs $1,328.91

Total Amount Due: $6,036.90

Other potential defaults do not involve payment to the Beneficiary. If applicable, each of these defaults must also be cured. Listed below are categories of common defaults which do not involve payment of money to the Beneficiary. Opposite each such listed default is a brief description of the action/documentation necessary to cure the default. The list does not exhaust all possible other defaults; any defaults identified by Beneficiary or Trustee that are not listed below must also be cured.

OTHER DEFAULT ACTION NECESSARY TO CURE

Nonpayment of Taxes/Assessments Deliver to Trustee written proof that all taxes and assessments against the property are paid current

Default under any senior lien Deliver to Trustee written proof that all senior liens are paid current and that no other defaults exist

Failure to insure property against hazard Deliver to Trustee written proof that the property is insured against hazard as required by the Deed of Trust

Waste Cease and desist from committing waste, repair all damage to property and maintain property as required in Deed of Trust

Unauthorized sale of property (Due on Sale) Revert title to permitted vestee

IV.

The sum owing on the obligation secured by the Deed of Trust is: Principal Balance of $94,080.58, together with interest as provided in the note or other instrument secured from 07/01/06, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.

V.

The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied regarding title, possession, or encumbrances on April 6, 2007. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 03/26/07 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the close of the Trustee's business on 03/26/07 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 03/26/07 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust.

VI.

A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es):

NAME AND ADDRESS

GARY L. CARROLL JENNIFER D. CARROLL

222 K STREET NORTHEAST 222 K STREET NORTHEAST

EPHRATA, WA 98823 EPHRATA, WA 98823

by both first class and either certified mail, return receipt requested, or registered mail on 12/01/06, proof of which is in the possession of the Trustee; and on 12/01/06 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.

VII.

The Trustee whose name and address are set forth below will provide in writing to anyone requesting it a statement of all foreclosure costs and trustee's fees due at any time prior to the sale.

VIII.

The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their right, title and interest in the above-described property.

IX.

Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale.

X.

NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the unlawful detainer act, Chapter 59.12 RCW.

The trustee's rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com.

EFFECTIVE: 01/03/2007 Northwest Trustee Services, Inc., Trustee

By /s/Kathy Taggart

Authorized Signature P.O. BOX 997

Bellevue, WA 98009-0997

Contact: Kathy Taggart

(425) 586-1900

#03004

Pub.: March 7, 28, 2007

Notice of Trustee's Sale

Pursuant to the Revised Code of Washington 61.24, et seq.

I.

On April 6, 2007, at 10:00 a.m. inside the main lobby of the Police Justice Building (Balsam Street Entrance) 401 South Balsam in the City of Moses Lake, State of Washington, the undersigned Trustee (subject to any conditions imposed by the trustee to protect lender and borrower) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property, situated in the County(ies) of Grant, State of Washington:

Tax Parcel ID No.: 12-0903-204

Abbreviated Legal: LT 5 POMEROY PARK

Lot 5, Pomeroy Park, as per plat recorded in Volume 18 of plats, pages 11 and 12, records of Grant

County, Washington.

Commonly known as: 9072 ROAD 4.8 NORTHEAST

MOSES LAKE, WA 98837

which is subject to that certain Deed of Trust dated 08/29/01, recorded on 08/29/01, under Auditor's File No. 1088689, records of Grant County, Washington, from Sachiko Kramer, a married woman, as Grantor, to Security Title, as Trustee, to secure an obligation in favor of First National Band of Arizona, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. to CitiMortgage, Inc., under an Assignment/Successive Assignments recorded under Auditor's File No. 1204859.

II.

No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Grantor's or Borrower's default on the obligation secured by the Deed of Trust.

III.

The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults:

Amount due to reinstate by

01/01/07

A. Monthly Payments $5,321.45

B. Late Charges $204.40

C. Advances $18.00

D. Other Arrears $0.00

Total Arrearage $5,543.85

E. Trustee's Expenses

(Itemization)

Trustee's Fee $505.00

Attorneys' Fees $0.00

Title Report $582.66

Process Service $115.00

Statutory Mailings $42.00

Recording Fees $102.00

Publication $0.00

Other $0.00

Total Costs $1,346.66

Total Amount Due: $6,890.51

Other potential defaults do not involve payment to the Beneficiary. If applicable, each of these defaults must also be cured. Listed below are categories of common defaults which do not involve payment of money to the Beneficiary. Opposite each such listed default is a brief description of the action/documentation necessary to cure the default. The list does not exhaust all possible other defaults; any defaults identified by Beneficiary or Trustee that are not listed below must also be cured.

OTHER DEFAULT ACTION NECESSARY TO CURE

Nonpayment of Taxes/Assessments Deliver to Trustee written proof that all taxes and assessments against the property are paid current

Default under any senior lien Deliver to Trustee written proof that all senior liens are paid current and that no other defaults exist

Failure to insure property against hazard Deliver to Trustee written proof that the property is insured against hazard as required by the Deed of Trust

Waste Cease and desist from committing waste, repair all damage to property and maintain property as required in Deed of Trust

Unauthorized sale of property (Due on Sale) Revert title to permitted vestee

IV.

The sum owing on the obligation secured by the Deed of Trust is: Principal Balance of $92,974.67, together with interest as provided in the note or other instrument secured from 07/01/06, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.

V.

The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied regarding title, possession, or encumbrances on April 6, 2007. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 03/26/07 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the close of the Trustee's business on 03/26/07 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 03/26/07 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust.

VI.

A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es):

NAME AND ADDRESS

SACHIKO KRAMER JOHN DOE KRAMER

9072 ROAD 4.8 NORTHEAST SPOUSE OF SACHIKO KRAMER

MOSES LAKE, WA 98837 9072 ROAD 4.8 NORTHEAST

MOSES LAKE, WA 98837

DAVID KRAMER

9072 ROAD 4.8 NORTHEAST

MOSES LAKE, WA 98837

by both first class and either certified mail, return receipt requested, or registered mail on 11/30/06, proof of which is in the possession of the Trustee; and on 12/01/06 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.

VII.

The Trustee whose name and address are set forth below will provide in writing to anyone requesting it a statement of all foreclosure costs and trustee's fees due at any time prior to the sale.

VIII.

The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their right, title and interest in the above-described property.

IX.

Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale.

X.

NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the unlawful detainer act, Chapter 59.12 RCW.

The trustee's rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com.

EFFECTIVE: 01/01/2007 Northwest Trustee Services, Inc., Trustee

By /s/Kathy Taggart

Authorized Signature P.O. BOX 997

Bellevue, WA 98009-0997

Contact: Kathy Taggart

(425) 586-1900

#03005

Pub.: March 7, 28, 2007

NOTICE OF MITIGATED

DETERMINATION OF

NON-SIGNIFICANCE

NOTICE IS HEREBY GIVEN that the City of Moses Lake issued a Mitigated Determination of Non-Significance (MDNS) under the State Environmental Policy Act Rules (Chapter 197-11 WAC) for he following project:

Smart Homes - Improve an existing informal trail with previous surfacing and construct 2 community docks with boat lifts. The location is north of Montake Park, in the general area of the railroad tracks, in the R-1, Single Family Residential Zone.

After review of the completed environmental checklist and other information on file with the City of Moses Lake, the SEPA Responsible Official has determined this proposal will not have a probable adverse impact on the environment if the stipulated mitigation is provided. Pursuant to WAC 197-11-340(2) the lead agency will not act on this proposal for 14 days from the date of determination. Comments on the MDNS must be submitted by April 9, 2007 to the Responsible Official.

For additional information regarding the MDNS decision or the proposed project contact Anne Henning at (509)766-9287. Copies of the MDNS and information related to this application are available for review at no charge from the City of Moses Lake, P.O. Box 1579, (321 S. Balsam), Moses Lake, WA 98837.

DATED: March 26, 2007

/s/Ronald R. Cone

Finance Director

#03087

March 28, 2007