Notice of Trustee's Sale
PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.34,
ET SEQ
I.
Notice is hereby given that the undersigned Trustee will on the 30th day of June, 2006, at the hour of 11:00 a.m., at Grant County Courthouse in the City of Moses Lake, Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Grant, State of Washington, to-wit:
Lot 10, Pomeroy Park, as per plat recorded in Volume 18 of Plats, pages 11 and 12, records of Grant County, Washington.
APN: 12-0903-209
INCLUDING a 1997 Fleetwood Manufactured Home, Serial No. ORFLV48AB23925
which is subject to that certain Deed of Trust, dated May 3, 1999 and recorded on May 10, 1999 as Instrument No. 1046698, records of Grant County, Washington, from Carla Barnard, to Security Title Guaranty, Inc., as Trustee, now resigned and succeeded by John W. Weil under a Resignation and Appointment of Successor Trustee recorded under Auditor's File Number 1182659, to secure an obligation in favor of Vanderbilt Mortgage and Finance, Inc., servicer for JPMorgan Chase Bank, National Association (formerly JP Morgan Chase Bank, a New York banking corporation formerly The Chase Manhattan Bank, a New York banking corporation, and formerly Chase Manhattan Trust Company, national Association, a national banking association), as Trustee, as Beneficiary, the beneficial interest in which was assigned by Oakwood Acceptance Corporation under an Assignment recorded under Auditor's File Number 1074612.
II.
No action commenced by the beneficiary of the Deed of Trust or the beneficiary's successor is now pending to seek satisfaction of the obligation secured by the Deed of Trust in any Court by reason of the Grantor's default on the obligation secured by the Deed of Trust.
III.
The default for which this foreclosure is made is as follows: Failure to pay when due the following amounts which are now in arrears:
a. Failure to pay monthly payments of $723.21. No payments have been received since February, 2005. The past due amount is $10,124.94 as of March 1, 2006.
b. Default other than failure to make monthly payments:
i) Failure to pay real property taxes for 2005 in the sum of $1275.76, plus interest.
1. OTHER CHARGES, COSTS AND FEES:
In addition to the amounts in arrears specified above, you are or may by obligated to pay the following charges, costs and fees to reinstate the Deed of Trust if reinstatement is made before recording of the Notice of Trustee's Sale:
a. Cost of Title Report for foreclosure $555.17
b. Recording fees $12.00
c. Service/Posting of Notice of Default (estimated) $40.00
d. Postage/Copying Expense $13.26
e. Trustee's fee $
f. Attorney's fee $1400.00
g. Inspection fees $
h. Long distance telephone charges $
i. ——————————————————————————————$
TOTAL ESTIMATED CHARGES, COSTS AND FEES $2020.43
IV.
The sum owing on the obligation secured by the Deed of Trust is: Principal $103,431.46, together with interest as provided in the note or other instrument secured from the 20th day of October, 2005, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute.
V.
The above-described real property will be sold to satisfy the expenses of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on the 30th day of June, 2006. The defaults referred to in paragraph III must be cured by the 19th day of June, 2006 (eleven (11) days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before the 19th day of June, 2006 (eleven days before the sale date), the default as set forth in paragraph III is cured and the Trustee's fees and costs are paid. The sale may be terminated any time after the 19th day of June, 2006 (eleven (11) days before the sale date), and before the sale by the Grantor or the Grantor's successor in interest or the holder of any recorded junior lien or encumbrance paying the entire principal and interest, secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Grantor or the Grantor's successor in interest at the following addresses:
Carla A. Barnard Carla A. Barnard
9120 Space St., NE 400 Lariat Lane
Moses Lake, WA 98837 Poulson, MT 59860-9216
by both first class and certified or registered mail on the 4th day of January, 2006, proof of which is in the possession of the Trustee.
A written notice of default was posted on the property commonly known as 9120 Space St., NE Moses Lake, WA 98837 on January 9th, 2006.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor, of all their interest in the above-described property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale.
X.
NOTICE TO OCCUPANT OR TENANTS
The purchaser at the Trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW