NOTICE OF TRUSTEE'S SALE

Pursuant to R.C.W. Chapter 61.24, et seq. and 62A.9A-604 (a)(2) et seq. Trustee's Sale No.: 01-MS-42436 I NOTICE IS HEREBY GIVEN that the undersigned Trustee, Regional Trustee Services Corporation, will on September 15, 2006, at the hour of 10:00 AM, at The Police Justic Court Building, 401 Balsam Street, Moses Lake, WA, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of Grant, State of Washington: X of Trt 9, Pierce & McGrath 1st Add, more fully described in Parcel 1: A portion of vacated Stanton Avenue, Pierce and McGrath First Addition to the Town of Ephrata, Grant County, Washington, according to the Plat thereof, recorded in Volume 1 of Plats, page 39, records of the Auditor of Grant County, Washington, described by metes and bounds as follows: Beginning at a point 20 feet East and 300 feet South of the Northwest corner of Tract 9 in the Plat; thence East 120 feet; thence South 50 feet; thence West 120 feet; thence North 50 feet to the point of beginning of the metes and bounds description. Parcel 2: A portion of Tract 9, Pierce and McGrath First Addition to the Town of Ephrata, according to the plat thereof recorded in Volume 1 of Plats, page 39, records of Grant County, Washington, described as follows: Commencing at the Southwest corner of said Tract 9; thence East on the South line of said Tract 9 a distance of 20 feet to the true point of beginning; thence North parallel with the West line of Tract 9 a distance of 50 feet; thence East parallel with the South line of Tract 9 a distance of 120 feet; thence South parallel with the West line of Tract 9 a distance of 50 feet; thence West along the South line of said Tract a distance of 120 feet to the true point of beginning. Tax Parcel No.: 140427, commonly known as 771 C St Northwest, Ephrata, WA. The property is subject to that certain Deed of Trust dated 2/26/2004, recorded 3/1/2004, under Auditor's/Recorder's No. 1144046, records of Grant County, Washington, from Stacey L Erwin and Joseph Erwin, wife and husband, as Grantor, to Bishop & Lynch of King County, as Trustee, in favor of Mortgage Electronic Registration Systems, Inc. as nominee for its successors and assigns, as Beneficiary, the beneficial interest in which is presently held by Mortgage Electronic Registration Systems, Inc. as nominee for its successors and assigns. II No action commenced by the beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III The default (s) for which this foreclosure is made is/are as follows: Failure to pay the monthly payment which became due on 2/1/2006, and all subsequent monthly payments, plus late charges and other costs and fees as set forth. Failure to pay when due the following amounts, which are now in arrears: Amount due as of June 16, 2006, Delinquent Payments from February 01, 2006 2 payments at $568.62 each; $1,137.24 3 payments at $623.39 each; $1,870.17 (02-01-06 through 06-16-06) Late Charges: $39.98; Beneficiary Advances $100.00 Suspense Credit: $-88.76; TOTAL: $3,058.63. IV The sum owing on the obligation secured by the Deed of Trust is: Principal $56,257.06, together with interest as provided in the note or other instrument secured, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V The above described real property will be sold to satisfy the expenses of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied regarding title, possession, or encumbrances on September 15, 2006. The default(s) referred to in paragraph III must be cured by September 4, 2006, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before September 4, 2006, (11 days before the sale date) the default(s) as set forth in paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after September 4, 2006, (11 days before the sale date) and before the sale, by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: Joseph Erwin, 532 Viewmont Dr SE, Moses Lake, WA, 98837 Joseph Erwin, 771 C St Northwest, Ephrata, WA 98823 Joseph Erwin, C/O Jeremy Scott Huberdeau, 532 Viewmont Dr SE, Moses Lake, WA, 98837 Joseph Erwin, PO Box 43, Soap Lake, WA, 98851 Stacey L Erwin, 771 C St Northwest, Ephrata, WA, 98823 Stacey L Erwin, C/O Steven Donald Talbot, 835 E Colonial Ave Ste 103, Moses Lake, WA, 98837 Stacey L Erwin, PO Box 43, Soap Lake, WA, 98851 Stacey Leann Sivelle, 835 E Colonial Ave Ste 103, Moses Lake, WA, 98837 Stacey Leanne Sivelle, C/O Steven Donald Talbot, 835 E Colonial Ave Ste 103, Moses Lake, WA, 98837 by both first class and certified mail on 5/11/2006 proof of which is in the possession of the Trustee; and on 5/11/2006, the Borrower and Grantor were personally served, with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII The Trustee's Sale will be held in accordance with Ch. 61.24 RCW and anyone wishing to bid at the sale will be required to have in his/her possession at the time the bidding commences, cash, cashier's check, or certified check in the amount of at least one dollar over the Beneficiary's opening bid. In addition, the successful bidder will be required to pay the full amount of his/her bid in cash, cashier's check, or certified check within one hour of the making of the bid. The trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all of their interest in the above described property. IX Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the Deed of Trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceeding under the Unlawful Detainer Act, Chapter 59.12 RCW. Dated: June 12, 2006 Regional Trustee Services Corporation, Trustee, By: Nanci Lambert, Authorized Agent Address: 616 1st Avenue, Suite 500, Seattle, WA 98104 Phone: (206) 340-2550 Sale Information www.rtrustee.com ASAP # 776625 08/11/2006, 09/01/2006

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Pub.: August 11 and September 1, 2006