Notice of Trustee's Sale
Pursuant to the Revised Code of Washington 61.24, et seq.
I.
On October 7, 2005, at 10:00 a.m. inside the main lobby of the Police Justice Building (Balsam Street Entrance) 401 South Balsam in the City of Moses Lake, State of Washington, the undersigned Trustee (subject to any conditions imposed by the trustee to protect lender and borrower) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property, situated in the County(ies) of Grant, State of Washington:
Tax Parcel ID No.: 17-0318-000
The West 150 feet of the Northwest quarter of the Southeast quarter of the Northeast quarter of Section 10, Township 19 North, Range 28 E.W.M., Grant County, Washington, except the North 20 feet thereof.
Commonly known as: 9775 Stone Road Northeast
Moses Lake, WA 98837
which is subject to that certain Deed of Trust dated 11/13/02, recorded on 11/20/02, under Auditor's File No. 1114164, records of Grant County, Washington, from Bill D. Evans, a single individual, as Grantor, to Grant County Title Company, as Trustee, to secure an obligation in favor of Mortgage Electronic Registration Systems, Inc., solely as nominee for Eagle Home Mortgage, Inc, as Beneficiary.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Grantor's or Borrower's default on the obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults:
Amount due to reinstate by 07/08/05
A. Monthly Payments $3,741.95
B. Late Charges $115.56
C. Advances $0.00
D. Other Arrears $624.00
Total Arrearage $4,481.51
E. Trustee's Expenses
(Itemization)
Trustee's Fee $625.00
Attorneys' Fees $0.00
Title Report $533.61
Process Service $95.00
Statutory Mailings $84.00
Recording Fees $75.00
Publication $0.00
Other $0.00
Total Costs $1,412.61
Total Amount Due: $5,894.12
Other potential defaults do not involve payment to the Beneficiary. If applicable, each of these defaults must also be cured. Listed below are categories of common defaults which do not involve payment of money to the Beneficiary. Opposite each such listed default is a brief description of the action/documentation necessary to cure the default. The list does not exhaust all possible other defaults; any defaults identified by Beneficiary or Trustee that are not listed below must also be cured.
OTHER DEFAULT ACTION NECESSARY TO CURE
Nonpayment of Taxes/Assessments Deliver to Trustee written proof that all taxes and assessments against the property are paid current
Default under any senior lien Deliver to Trustee written proof that all senior liens are paid current and that no other defaults exist
Failure to insure property against hazard Deliver to Trustee written proof that the property is insured against hazard as required by the Deed of Trust
Waste Cease and desist from committing waste, repair all damage to property and maintain property as required in Deed of Trust
Unauthorized sale of property (Due on Sale) Revert title to permitted vestee
IV.
The sum owing on the obligation secured by the Deed of Trust is: Principal Balance of $94,630.29, together with interest as provided in the note or other instrument secured from 02/01/05, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied regarding title, possession, or encumbrances on October 7, 2005. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 09/26/05 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if atany time before the close of the Trustee's business on 09/26/05 (11 days before the sale date) the default(s) as set forth in Paragraph 111, together with any subsequent payments, late charges, advances, cost and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after09/26/05 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es):
NAME AND ADDRESS
Bill D. Evans Bill D. Evans
9775 Stone Road Northeast 300 East 4th Street
Moses Lake, WA 98837 Grandview, WA 98930-1605
Jane Doe Evans, Jane Doe Evans,
spouse of Bill D. Evans spouse of Bill D. Evans
9775 Stone Road Northeast 300 East 4th Street
Moses Lake, WA 98837 Grandview, WA 98930-1605
VanNoy Culpepper, Chapter 7 Trustee William J. Plonske, Attorney
601 North 1st Street, Suite A 828 West Broadway
Yakima, WA 98901 P.O. Box AL
Moses Lake, WA 98837-0126
by both first class and either certified mail, return receipt requested, or registered mail on 06/07/05, proof of which is in the possession of the Trustee; and on 06/07/05 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it a statement of all foreclosure costs and trustee's fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their right, title and interest in the above-described property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale.
X.
NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the unlawful detainer act, Chapter 59.12 RCW.
The trustee's rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com
EFFECTIVE: June 8, 2005 Northwest Trustee Services, Inc., Trustee
By /s/ Vonnie McElligott
Authorized Signature
PO BOX 997
Bellevue, WA 98009-0997
Contact: Vonnie McElligott
(425) 586-1900
# 09004
Pub.: September 8, 29, 2005