LOAN NO. 0110813227

T.S. NO. 1076264-06 PARCEL NO. 10-1559-000 NOTICE OF TRUSTEE'S SALE I. NOTICE IS HEREBY GIVEN that the undersigned Trustee, Cal-Western Reconveyance Corporation of Washington, will on October 21, 2005, at the hour of 10:00am, At the County Courthouse, 35 C Street NW in the City of Ephrata, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County(ies) of Grant, State of Washington to-wit: Lot 8, Montlake Addition No. 1, as per plat recorded in volume 5 of plats, page 45, records of Grant County, Washington. Commonly known as: 222 W. Linden Ave Moses Lake Wa 98837 which is subject to that certain Deed of Trust dated September 25, 2000, recorded September 29, 2000, under Auditor's File No. 1072936, Book xx, Page xx, records of Grant County, Washington, from Rodolfo Ramirez and Maria E. Ramirez, Husband and Wife as Grantor, to Security Title Guaranty, Inc as Trustee, to secure an obligation in favor of National City Mortgage Co DBA Accubanc Mortgage as Beneficiary, the beneficial interest in which was assigned by N/A to Mortgage Electronic Registration Systems, Inc. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III. The default(s) for which this foreclosure is/are made as follows: Failure to pay when due the following amounts which are now in arrears: $9.815.15 (together with any subsequent payments, late charges, advances, costs and fees thereafter due). IV. The sum owing on the obligation secured by the Deed of Trust is: Principal Balance of $81,141.59, together with interest as provided in the note or other instrument secured from December 01, 2004, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied regarding title, possession or encumbrances on October 21, 2005. The default(s) referred to in paragraph III, must be cured by October 10, 2005 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before October 10, 2005 (11 days before the sale date), the default(s) as set forth in paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after October 10, 2005 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: Rodolfo Ramirez, 222 W Linden Ave, Moses Lake Wa 98837; Maria E. Ramirez, 222 W Linden Ave, Moses Lake Wa 98837 by both first class and certified mail on June 02, 2005 proof of which is in the possession of the Trustee; and on June 03, 2005 the written notice of default was posted in a conspicuous place on the real property described in the paragraph I above, and the Trustee has possession of proof of such posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the unlawful detainer act, Chapter 59.12 RCW. Date July 14, 2005 Cal-Western Reconveyance Corporation of Washington P.O. Box 22004 525 East Main Street El Cajon CA 92022-9004 (800) 546-1531 Signature/By Lorrie Womack, A.V.P. R-120715 09/16/2005, 10/07/2005

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Pub.: September 16, October 7, 2005