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LOAN NO.: 92001100246757/DAYETT, JR

| August 31, 2005 9:00 PM

T.S.#: 09010WA NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. I. NOTICE IS HEREBY GIVEN that the undersigned Trustee, FIRST AMERICAN TITLE

INSURANCE COMPANY under the terms of the Deed of Trust described below and at the direction of the Beneficiary, will on 09-09-2005, at 10:00 AM, AT THE MOSES LAKE POLICE JUSTICE BUILDING, 401 W. BALSAM STREET, MOSES LAKE WA, will sell at public auction to the highest and best bidder, payable in cash or certified funds at the time of sale, the real property with the assessor's property tax parcel no. 101439000, 101440000, situated in the County of GRANT, State of Washington, to-wit: EXHIBIT "A" LOT 38 AND THAT PORTION OF LOT 39, LYNN ADDITION NO. 2, MOSES LAKE, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 6 OF PLATS, PAGE 30, RECORDS OF GRANT COUNTY, WASHINGTON, DESCRIBED AS FOLLOWS: BEGINNING AT THE MOST WESTERLY CORNER OF SAID LOT 39; THENCE SOUTH 57 DEG 15'16" EAST ALONG THE SOUTHWESTERLY LINE OF LOT 39, A DISTANCE OF 32.5 FEET; THENCE NORTH 32 DEG 08'44" EAST PARALLEL TO THE NORTHWESTERLY LINE OF SAID LOT, A DISTANCE OF 100 FEET; THENCE NORTH 57 DEG 15'16" WEST ALONG THE NORTHEASTERLY LINE OF LOT 39, A DISTANCE OF 32.5 FEET; THENCE SOUTH 32 DEG 08'44" WEST ALONG THE NORTHWESTERLY LINE OF LOT 39, A DISTANCE OF 100 FEET TO THE POINT OF BEGINNING. Commonly known as: 601 S. SYCAMORE LANE AND 605 S. SYCAMORE LANE, MOSES LAKE, WA 98837, which is subject to that certain Deed of Trust dated 08-24-2001, recorded 09-05-2001, under Auditor's File No. 1089057, records of GRANT County, Washington, from JEFFREY G. DAYETT, JR. AND TRACY A. DAYETT, HUSBAND AND WIFE, as Grantor(s), to HOUSEHOLD BANK, F.S.B., as Trustee, to secure an obligation in favor of BENEFICIAL MORTGAGE CORPORATION, as Beneficiary. II. No action is now pending to seek satisfaction of the obligation in any Court by reason of the Grantor's default on the obligation secured by said Deed of Trust/Mortgage. III. The Beneficiary alleges default of the Deed of Trust for the failure to pay the following amounts now in arrears and /or other defaults, to wit: A. PAYMENT INFORMATION FROM 07-29-2004 THRU 08-01-2005 NO. PMT 13 RATE 10.899 AMOUNT $928.39 TOTAL $12,069.07 Total Late Charges: $0.00 Advances, Taxes, Impounds, or Other Arrears $0.00 SUBTOTAL $12,069.07 B. DEFAULT(S) OTHER THAN PAYMENT OF MONEY: DELINQUENT 2004 TAXES IV. The sum owing on the obligation secured by the Deed

of Trust is: The principal sum of $95,357.15, together with interest as provided in the Note or other instrument secured from 06-29-2004, and such other costs and fees as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by said Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession, encumbrances on 09-09-2005. The defaults referred to in Paragraph III must be cured by 08-29-2005, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 08-29-2005 (11 days before the sale) the default as set forth in Paragraph III is cured and the

Trustee's fees and costs are paid. The sale may be terminated and discontinued any time after 08-29-2005, (11 days before the sale date) and before the sale, by the Grantor or his successor-in-interest or by the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, plus the Trustee's Fees and costs including the Trustee's reasonable attorney's fees, and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Grantor or the Grantor's successor-in-interest at the following addresses: JEFFREY G. DAYETT, JR., 601 S. SYCAMORE LANE, MOSES LAKE, WA 98837, TRACY A. DAYETT, 601 S. SYCAMORE LANE, MOSES LAKE, WA 98837, OCCUPANTS OF THE PREMISES, 601 S. SYCAMORE LANE, MOSES LAKE, WA 98837, JEFFREY G. DAYETT, JR., 601 S. SYCAMORE LANE, MOSES LAKE, W, by both first class and certified mail on 10-28-2004, proof of which is in the possession of the Trustee; and the Grantor or the Grantor's successor-in-interest was personally served with said written Notice of Default, or the written Notice of Default was posted in a conspicuous place on the real property described herein, on 10-29-2004, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee' sale. X. NOTICE OF OCCUPANTS OR TENANTS: The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale, the purchaser has the right to evict occupants and tenants by summary proceedings under the unlawful detainer act, Chapter 59.12 RCW. XI. For further information, please contact: BENEFICIAL MORTGAGE CORPORATION ATTN: DIANA LOPEZ, 961 WEIGEL DRIVE, ELMHURST, IL 60126 PHONE: (800) 333-5848 X7702 SALE LINE: (714) 480-5690 THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: AUGUST 01, 2005 FIRST AMERICAN TITLE INSURANCE COMPANY, as Trustee 2101 FOURTH AVE, SEATTLE, WA 98121 BY: DENNIS CANLAS, ASSISTANT SECRETARY.

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Pub.: August 11 and September 1, 2005