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LOAN NO.: 92171000525329/MEDRANO

| August 25, 2005 9:00 PM

T.S.#: 09385WA NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. I. NOTICE IS HEREBY GIVEN that the undersigned Trustee, FIRST AMERICAN TITLE INSURANCE COMPANY under the terms of the Deed of Trust described below and at the direction of the Beneficiary, will on 09-09-2005, at 10:00 AM, AT THE MOSES LAKE POLICE JUSTICE BUILDING, 401 W. BALSAM STREET, MOSES LAKE, WA, will sell at public auction to the highest and best bidder, payable in cash or certified funds at the time of sale, the real property with the assessor's property tax parcel no. 17-0510-000 AND 17-0530-030, situated in the County of GRANT, State of Washington, to-wit: EXHIBIT (A) portion of the East half of the Northeast quarter of the Southeast quarter of Section 11, township 19 North, Range 28 E.W.M., Grant County, Washington, described as follows: Beginning at the Southeast corner of said Subdivision; thence North 00 Deg 49'10" East along the East line of said Section, 763.79 feet to the True Point of Beginning; thence continuing North 00 Deg 49'10" East 369.82 feet; thence South 79 Deg 01' West 89.17 feet; thence on an 85 foot radius curve to the left an arc length of 37.11 feet; thence South 54 Deg 00' West 108.67 feet; thence South 00 Deg 49'10" West 272.58 feet; thence South 89 Deg 34'20" East 208 feet to the True Point of Beginning. Commonly known as: 4422 ROAD K NE, MOSES LAKE, WA 98837, which is subject to that certain Deed of Trust dated 09-11-2000, recorded 09-12-2000, under Auditor's File No. 1072061, records of GRANT County, Washington, from MARY MEDRANO, A SINGLE PERSON, as Grantor(s), to CHICAGO TITLE INSURANCE COMPANY, as Trustee, to secure an obligation in favor of BENEFICIAL MORTGAGE CORPORATION, as Beneficiary. II. No action is now pending to seek

satisfaction of the obligation in any Court by reason of the Grantor's default on the obligation secured by said Deed of Trust/Mortgage. III. The Beneficiary alleges default of the Deed of Trust for the failure to pay the following amounts now in arrears and/or other defaults, to wit: A. PAYMENT INFORMATION FROM 09-11-2004 THRU 06-08-2005 NO. PMT 9 RATE 7.980 AMOUNT $1,289.58 TOTAL $11,606.22 Total Late Charges: $0.00 Advances, Taxes, Impounds, or Other Arrears $0.00 SUBTOTAL $11,606.22 B. DEFAULT(S) OTHER THAN PAYMENT OF MONEY: DELINQUENT TAXES FOR THE YEARS 2004, 2005. IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $169,918.80, together with interest as provided in the Note or other instrument secured from 08-11-2004, and such other costs and fees as are

provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by said Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession, encumbrances on 09-09-2005. The defaults referred to in Paragraph III must be cured by 08-29-2005, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 08-29-2005 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee's fees and costs are paid. The sale may be terminated and

discontinued any time after 08-29-2005, (11 days before the sale date) and before the sale, by the Grantor or his successor-in-interest or by the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, plus the Trustee's Fees and costs including the Trustee's reasonable attorney's fees, and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Grantor or the Grantor's successor-in-interest at the following addresses: EXHIBIT (B) MARY L MEDRANO, 4422 ROAD K NE, MOSES LAKE, WA 98837, MARY MEDRANO, 4422 ROAD K NE, MOSES LAKE, WA 98837, OCCUPANTS OF THE PREMISES, 4422 ROAD K NE, MOSES LAKE, WA 98837, MARY L MEDRANO, 213 VINCE STREET, MOSES LAKE, WA 98837, MARY MEDRANO, 213 VINE STREET, MOSES LAKE, WA 98837, by both first class and certified mail on 05-03-2005, proof of which is in the possession of the Trustee; and the Grantor or the Grantor's successor-in-interest was personally served with said written Notice of Default, or the written Notice of Default was posted in a conspicuous place on the real property described herein, on 05-03-2005, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee' sale. X. NOTICE OF OCCUPANTS OR TENANTS: The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale, the purchaser has the right to evict occupants and tenants by summary proceedings under the unlawful detainer act, Chapter 59.12 RCW. XI. For further information, please contact: BENEFICIAL MORTGAGE CORPORATION ATTN: LEE JACKSON, 961 WEIGEL DRIVE, ELMHURST, IL 60126 PHONE: 800-958-2418 EXT 7283 SALE LINE: (714) 480-5690 THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: JUNE 08, 2005 FIRST AMERICAN TITLE INSURANCE COMPANY, as Trustee 2101 FOURTH AVE, SEATTLE, WA 98121 BY: DENNIS CANLAS, ASSISTANT SECRETARY

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Pub.: Aug. 5, 26, 2005